How is Georgia employee benefits data collected?

Our Georgia benchmarks are compiled from 832 verified employer benefit plans from companies headquartered or operating in Georgia. Data is submitted through insurance brokers and HR teams, then anonymized and aggregated for benchmarking purposes.

How many employers in Georgia are included in the benchmarks?

Our database currently includes 832 employers in Georgia offering 2,401 verified benefit plans across medical, dental, vision, and other coverage types.

What health plan types are most common in Georgia?

Among Georgia employers, PPO plans are most common (41%). HDHP plans follow at 38%. Regional healthcare markets and state regulations can influence plan type preferences.

How do Georgia benefits compare to national averages?

Georgia benefit benchmarks can differ from national averages based on factors like cost of living, state insurance regulations, healthcare market competition, and regional industry mix. Our full reports include national comparison data to help contextualize Georgia-specific benchmarks.

How current is this benchmark data?

All benchmark data is updated in real-time as new employer plans are submitted to our database. The statistics you see reflect the most current market data available for your selected filters.

Georgia Benefits Benchmarks

Real plan data from verified employers in your state

Live Data

832Employers

2,401Plans

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Industry:

Employee Benefits in Georgia

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 832 employers in Georgia offering 2,401 verified benefit plans. PPO plans are the most common (41% of employers), followed by HDHP (38%). Funding approaches are mixed, with fully-insured (50%) and self-insured (38%) both common. Most employers offer three or more plan options to employees (57%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

In-Network Benefits	LimitedBalancedRobust	Your Plan
Individual Deductible	$760 $1,879 $2,932	$1,87952Bal
Family Deductible	$1,472 $3,470 $5,040	$3,47052Bal
Individual OOP Max	$3,550 $5,283 $6,488	$5,28352Bal
Family OOP Max	$7,446 $9,702 $13,130	$9,70252Bal
Coinsurance	12% 19% 27%	19%52Bal
Primary Care	$24 $33 $47	$3352Bal
Specialist	$40 $56 $68	$5652Bal
Emergency Room	$154 $299 $484	$29952Bal
Urgent Care	$55 $79 $95	$7952Bal

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Also Included in Report

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles, and mail-order options

Full report includes percentile rankings for all metrics

Plan Type Mix

LIVE

PPO41%

HDHP38%

POS8%

HMO8%

Plan Funding

LIVE

Fully-Insured50%

Self-Insured38%

Level-Funded13%

Plans Offered

LIVE

Three or More Plans57%

Two Plans29%

One Plan14%

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Balanced

Sample Report

Sample PPO Gold 1500

Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans

Core Scoring Drivers

In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types

PPO

42%

HDHP

31%

HMO

18%

POS

% of employers

Plans Offered

2 Plans

38%

3 Plans

29%

1 Plan

22%

4+ Plans

11%

% of employers

Funding Types

Fully Insured: 58%

Self-Funded: 34%

Level-Funded: 8%

Top Performers

Features in top 25% of peers

Individual Deductible82Robust

In-Network Cost Sharing

Primary Care Copay79Robust

In-Network Cost Sharing

Generic Rx Copay77Robust

Prescription Drugs

Individual OOP Max76Robust

In-Network Cost Sharing

Under Performers

Features in bottom 25% of peers

Family Premium18Low

Gross Premium Rates

EE+Spouse Contribution21Low

Employee Contributions

Specialist Copay24Low

In-Network Cost Sharing

Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Georgia Benefits Landscape

Regional trends and benchmarking considerations

Georgia employers operate in a growing market with moderate costs and increasing competition for talent. Our benchmarking data shows Georgia benefits patterns evolving as major companies expand in the state, bringing more sophisticated benefits expectations and driving competitive improvements.

Key Highlights

Growing Market

Georgia's expanding employer base is driving increasingly competitive benefits offerings across industries.

Growing Sophistication

Our data shows increasing multiple-plan offerings and self-funding adoption as Georgia's employer base matures.

Benchmarking Considerations

Georgia benefits vary by industry. Technology, financial services, and healthcare employers typically offer richer plans. Use industry filters for relevant benchmarks.