Georgia Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Georgia
Medical plan benchmarks from verified employer data
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 803 employers in Georgia offering 2,403 verified benefit plans. PPO plans are the most common (41% of employers), followed by HDHP (38%). Funding approaches are mixed, with fully-insured (51%) and self-insured (38%) both common. Most employers offer three or more plan options to employees (59%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
| In-Network Benefits | Limited | Balanced | Robust |
|---|---|---|---|
| Individual Deductible | $2,932 | $1,879 | $760 |
| Family Deductible | $5,040 | $3,470 | $1,472 |
| Individual OOP Max | $6,488 | $5,283 | $3,550 |
| Family OOP Max | $13,130 | $9,702 | $7,446 |
| Coinsurance | 27% | 19% | 12% |
| Primary Care | $47 | $33 | $24 |
| Specialist | $68 | $56 | $40 |
| Emergency Room | $484 | $299 | $154 |
| Urgent Care | $95 | $79 | $55 |
| Inpatient Hospital | $709 | $447 | $280 |
| Outpatient Hospital | $343 | $205 | $131 |
| Lab & X-ray | $48 | $26 | $3 |
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| Employee Contributions | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $300 | $206 | $154 |
| Employee + Spouse | $690 | $514 | $452 |
| Employee + Child(ren) | $531 | $435 | $379 |
| Family | $946 | $704 | $565 |
| Gross Premium Rates | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $865 | $717 | $629 |
| Employee + Spouse | $1,724 | $1,485 | $1,295 |
| Employee + Child(ren) | $1,494 | $1,207 | $1,049 |
| Family | $2,463 | $2,151 | $1,714 |
| Prescriptions | Limited | Balanced | Robust |
|---|---|---|---|
| Generic | $18 | $12 | $7 |
| Preferred Brand | $55 | $40 | $32 |
| Non-Preferred Brand | $98 | $73 | $50 |
| Specialty | $265 | $175 | $125 |
Plan Type Mix
LivePlan Funding
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LiveGeorgia Benefits Landscape
Regional trends and benchmarking considerations
Georgia employers operate in a growing market with moderate costs and increasing competition for talent. Our benchmarking data shows Georgia benefits patterns evolving as major companies expand in the state, bringing more sophisticated benefits expectations and driving competitive improvements.
Key Highlights
Growing Market
Georgia's expanding employer base is driving increasingly competitive benefits offerings across industries.
Growing Sophistication
Our data shows increasing multiple-plan offerings and self-funding adoption as Georgia's employer base matures.
Benchmarking Considerations
Georgia benefits vary by industry. Technology, financial services, and healthcare employers typically offer richer plans. Use industry filters for relevant benchmarks.
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