How is Washington employee benefits data collected?

Our Washington benchmarks are compiled from 849 verified employer benefit plans from companies headquartered or operating in Washington. Data is submitted through insurance brokers and HR teams, then anonymized and aggregated for benchmarking purposes.

How many employers in Washington are included in the benchmarks?

Our database currently includes 849 employers in Washington offering 2,495 verified benefit plans across medical, dental, vision, and other coverage types.

What health plan types are most common in Washington?

Among Washington employers, PPO plans are most common (46%). HDHP plans follow at 37%. Regional healthcare markets and state regulations can influence plan type preferences.

How do Washington benefits compare to national averages?

Washington benefit benchmarks can differ from national averages based on factors like cost of living, state insurance regulations, healthcare market competition, and regional industry mix. Our full reports include national comparison data to help contextualize Washington-specific benchmarks.

How current is this benchmark data?

All benchmark data is updated in real-time as new employer plans are submitted to our database. The statistics you see reflect the most current market data available for your selected filters.

Washington Benefits Benchmarks

Real plan data from verified employers in your state

Live Data

849Employers

2,495Plans

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Industry:

Employee Benefits in Washington

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 849 employers in Washington offering 2,495 verified benefit plans. PPO plans are the most common (46% of employers), followed by HDHP (37%). Funding approaches are mixed, with fully-insured (60%) and self-insured (30%) both common. Most employers offer three or more plan options to employees (54%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

In-Network Benefits	LimitedBalancedRobust	Your Plan
Individual Deductible	$612 $2,083 $2,600	$2,08352Bal
Family Deductible	$1,800 $3,686 $5,120	$3,68652Bal
Individual OOP Max	$3,563 $4,592 $6,718	$4,59252Bal
Family OOP Max	$6,474 $8,915 $12,515	$8,91552Bal
Coinsurance	11% 18% 29%	18%52Bal
Primary Care	$25 $33 $50	$3352Bal
Specialist	$38 $61 $74	$6152Bal
Emergency Room	$185 $354 $476	$35452Bal
Urgent Care	$58 $72 $96	$7252Bal

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Also Included in Report

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles, and mail-order options

Full report includes percentile rankings for all metrics

Plan Type Mix

LIVE

PPO46%

HDHP37%

HMO11%

EPO4%

Plan Funding

LIVE

Fully-Insured60%

Self-Insured30%

Level-Funded10%

Plans Offered

LIVE

Three or More Plans54%

Two Plans34%

One Plan12%

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Our reports reveal exactly where your plan stands—and why. Preview using sample Washington data.

Balanced

Sample Report

Sample PPO Gold 1500

Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans

Core Scoring Drivers

In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types

PPO

42%

HDHP

31%

HMO

18%

POS

% of employers

Plans Offered

2 Plans

38%

3 Plans

29%

1 Plan

22%

4+ Plans

11%

% of employers

Funding Types

Fully Insured: 58%

Self-Funded: 34%

Level-Funded: 8%

Top Performers

Features in top 25% of peers

Individual Deductible82Robust

In-Network Cost Sharing

Primary Care Copay79Robust

In-Network Cost Sharing

Generic Rx Copay77Robust

Prescription Drugs

Individual OOP Max76Robust

In-Network Cost Sharing

Under Performers

Features in bottom 25% of peers

Family Premium18Low

Gross Premium Rates

EE+Spouse Contribution21Low

Employee Contributions

Specialist Copay24Low

In-Network Cost Sharing

Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Washington Benefits Landscape

Regional trends and benchmarking considerations

Washington employers, heavily influenced by the technology sector, offer benefits reflecting intense competition for engineering and professional talent. Our benchmarking data shows Washington employers typically provide richer plan designs with higher employer contributions than national averages.

Key Highlights

Tech Sector Influence

Technology employers set benefits expectations that influence the broader Washington market in our data.

Richer Plan Designs

Washington employers typically show lower deductibles and higher employer contributions than national medians.

Benchmarking Considerations

Washington benefits are heavily influenced by technology sector standards. Consider your industry when benchmarking—tech typically shows richer patterns than other sectors.