Illinois Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Illinois
Medical plan benchmarks from verified employer data
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 1,147 employers in Illinois offering 3,705 verified benefit plans. PPO plans are the most common (42% of employers), followed by HDHP (37%). Fully-Insured funding is the predominant model, used by 65% of state employers. Most employers offer three or more plan options to employees (67%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $708 $1,663 $2,908 | $1,66352Bal |
| Family Deductible | $1,408 $3,926 $5,136 | $3,92652Bal |
| Individual OOP Max | $3,045 $5,187 $6,872 | $5,18752Bal |
| Family OOP Max | $6,986 $9,376 $13,578 | $9,37652Bal |
| Coinsurance | 11% 22% 29% | 22%52Bal |
| Primary Care | $25 $35 $47 | $3552Bal |
| Specialist | $42 $51 $72 | $5152Bal |
| Emergency Room | $207 $372 $491 | $37252Bal |
| Urgent Care | $52 $74 $96 | $7452Bal |
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Plan Type Mix
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Our reports reveal exactly where your plan stands—and why. Preview using sample Illinois data.
This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.
Deductibles and copays rank above market median, offering strong value to employees.
Contribution levels are competitive with peer employers in your industry.
Gross premiums align with market expectations for comparable coverage.
% of employers
% of employers
Features in top 25% of peers
Features in bottom 25% of peers
Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.
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Illinois Benefits Landscape
Regional trends and benchmarking considerations
Illinois employers offer benefits reflecting a mature, diverse economy. Our benchmarking data shows competitive plan designs with above-average employer contributions. The state's mix of corporate headquarters, manufacturing, and healthcare creates varied patterns across industries.
Key Highlights
Multiple Plan Options
Illinois employers commonly offer three or more medical plan options, providing employee choice across PPO and HDHP designs.
Competitive Contributions
Employer contribution rates in Illinois typically meet or exceed national averages in our benchmarks.
Industry Diversity
Benefits patterns vary significantly by sector—manufacturing, financial services, and healthcare each show distinct characteristics in our data.
Benchmarking Considerations
Illinois benefits vary by industry sector. Manufacturing employers may show different patterns than financial services or technology. Use industry filters to find the most relevant comparison set.
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