Services Consulting Services Benefits Benchmarks

Real plan data from verified employers in your industry

Live Data
314Employers
870Plans
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Services Consulting Services Employee Benefits Overview

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 314 services consulting services employers offering 870 verified benefit plans. PPO plans are the most common (40% of employers), followed by HDHP (38%). Fully-Insured funding is the predominant model, used by 73% of industry employers. Most employers offer three or more plan options to employees (55%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

314 employers870 verified plansUpdated February 2026

Plan Type Mix

LIVE
PPO40%
HDHP38%
HMO11%
POS6%

Plan Funding

LIVE
Fully-Insured73%
Self-Insured16%
Level-Funded12%

Plans Offered

LIVE
Three or More Plans55%
Two Plans30%
One Plan15%
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$612
$1,831
$2,884
$1,83152Bal
Family Deductible
$1,616
$3,902
$5,576
$3,90252Bal
Individual OOP Max
$3,794
$4,698
$6,558
$4,69852Bal
Family OOP Max
$7,101
$10,202
$13,258
$10,20252Bal
Coinsurance
14%
22%
27%
22%52Bal
Primary Care
$20
$38
$46
$3852Bal
Specialist
$41
$57
$69
$5752Bal
Emergency Room
$174
$325
$457
$32552Bal
Urgent Care
$55
$78
$100
$7852Bal

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Also Included in Report
Employee Contributions
Monthly employee premium contributions by tier
Gross Premium Rates
Total monthly premium costs by coverage tier
Prescription Drug Coverage
Rx copays, deductibles, and mail-order options
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Our reports reveal exactly where your plan stands—and why. Preview using sample services consulting services data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Services Consulting Services Benefits Landscape

Industry trends and benchmarking considerations

Consulting and professional services firms compete on talent, making employee benefits a critical differentiator. Our benchmarking data shows these employers typically offer multiple plan options with competitive contribution rates. Self-funding is common among larger firms, while boutique consultancies often use fully-insured arrangements.

Key Trends

Multiple Plan Options

Consulting firms in our database commonly offer three or more medical plan options, providing choice for diverse workforce demographics.

Competitive Contributions

Professional services firms typically show above-average employer contribution rates, particularly for employee-only coverage.

Strong Ancillary Benefits

Life and disability coverage in consulting tends to exceed national averages, reflecting the industry's focus on protecting human capital.

Benchmarking Considerations

Consulting firm benefits vary by firm size. Large global firms show different patterns than regional boutiques. Consider revenue model and typical employee tenure when evaluating benchmarks.

Frequently Asked Questions

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