Construction Buildings Benefits Benchmarks
Real plan data from verified employers in your industry
Construction Buildings Employee Benefits Overview
Medical plan benchmarks from verified employer data
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 351 construction buildings employers offering 899 verified benefit plans. PPO plans are the most common (41% of employers), followed by HDHP (36%). Fully-Insured funding is the predominant model, used by 65% of industry employers. Most employers offer three or more plan options to employees (45%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Plan Type Mix
LIVEPlan Funding
LIVEPlans Offered
LIVE| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $668 $1,843 $2,952 | $1,84352Bal |
| Family Deductible | $1,248 $3,494 $5,840 | $3,49452Bal |
| Individual OOP Max | $3,518 $5,283 $6,411 | $5,28352Bal |
| Family OOP Max | $6,077 $10,394 $13,245 | $10,39452Bal |
| Coinsurance | 14% 18% 27% | 18%52Bal |
| Primary Care | $25 $34 $46 | $3452Bal |
| Specialist | $43 $59 $72 | $5952Bal |
| Emergency Room | $191 $340 $460 | $34052Bal |
| Urgent Care | $58 $82 $96 | $8252Bal |
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This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.
Deductibles and copays rank above market median, offering strong value to employees.
Contribution levels are competitive with peer employers in your industry.
Gross premiums align with market expectations for comparable coverage.
% of employers
% of employers
Features in top 25% of peers
Features in bottom 25% of peers
Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.
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Construction Buildings Benefits Landscape
Industry trends and benchmarking considerations
Construction industry benefits address the unique challenges of project-based work and physical job demands. Our benchmarking data shows a variety of plan arrangements with patterns varying by company size and project type. Competitive packages help attract skilled trades in chronically tight labor markets.
Key Trends
Competitive for Skilled Trades
Construction employers competing for skilled tradespeople often offer competitive benefits in our data to attract talent.
Strong Disability Coverage
Given physical job demands, construction employers often provide above-average short-term disability benefits in our benchmarks.
Benchmarking Considerations
Construction benefits vary by company size and project focus. Commercial and residential contractors may show different patterns. Use state filters to compare against regional competitors.
Related Industries
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