Construction Buildings Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your industry
Construction Buildings Employee Benefits Overview
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 410 construction buildings employers offering 1,069 verified benefit plans. PPO plans are the most common (42% of employers), followed by HDHP (37%). Fully-Insured funding is the predominant model, used by 66% of industry employers. Most employers offer three or more plan options to employees (46%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Construction Buildings plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $668 $1,843 $2,952 | $1,84352Bal |
| Family Deductible | $1,248 $3,494 $5,840 | $3,49452Bal |
| Individual OOP Max | $3,518 $5,283 $6,411 | $5,28352Bal |
| Family OOP Max | $6,077 $10,394 $13,245 | $10,39452Bal |
| Coinsurance | 14% 18% 27% | 18%52Bal |
| Primary Care | $25 $34 $46 | $3452Bal |
| Specialist | $43 $59 $72 | $5952Bal |
| Emergency Room | $191 $340 $460 | $34052Bal |
| Urgent Care | $58 $82 $96 | $8252Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for construction buildings, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Construction Buildings Benefits Landscape
Industry trends and benchmarking considerations
Construction industry benefits address the unique challenges of project-based work and physical job demands. Our benchmarking data shows a variety of plan arrangements with patterns varying by company size and project type. Competitive packages help attract skilled trades in chronically tight labor markets.
Key Trends
Competitive for Skilled Trades
Construction employers competing for skilled tradespeople often offer competitive benefits in our data to attract talent.
Strong Disability Coverage
Given physical job demands, construction employers often provide above-average short-term disability benefits in our benchmarks.
Benchmarking Considerations
Construction benefits vary by company size and project focus. Commercial and residential contractors may show different patterns. Use state filters to compare against regional competitors.
Frequently Asked Questions
About construction buildings benefits benchmarking
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