Dental Benefits

Construction Buildings Dental Benefits Benchmarks

Real dental plan data from verified employers in your industry

Live Data
413Employers
360Plans
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Source-verified plan dataReal plans, not surveysContinuously updated
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Construction Buildings Employee Benefits Overview

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 413 construction buildings employers offering 360 verified benefit plans. DPPO plans dominate, offered by 92% of employers. Fully-Insured funding is the predominant model, used by 82% of industry employers. Most employers offer one plan to employees (64%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

413 employers360 verified plansUpdated September 2026

Plan Type Mix

% of employers offering each

LIVE
DPPO92%
DMO8%

Plan Funding

% of employers by funding

LIVE
Fully-Insured82%
Self-Insured16%
Level-Funded2%

Plans Offered

% of employers by plan count

LIVE
One Plan64%
Two Plans28%
Three or More Plans8%
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Construction Buildings plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$28
$51
$67
$5152Bal
Family Deductible
$91
$147
$192
$14752Bal
Annual Maximum
$1,180
$1,878
$2,306
$1,87852Bal
Ortho Lifetime Maximum
$1,038
$1,518
$1,888
$1,51852Bal
Preventive Coverage
81%
90%
97%
90%52Bal
Basic Coverage
70%
75%
80%
75%52Bal
Major Coverage
52%
56%
60%
56%52Bal

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Real plan-design and cost benchmarks for construction buildings, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV
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Our reports reveal exactly where your plan stands, and why. Preview using sample construction buildings data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Construction Buildings Benefits Landscape

Industry trends and benchmarking considerations

Construction industry benefits address the unique challenges of project-based work and physical job demands. Our benchmarking data shows a variety of plan arrangements with patterns varying by company size and project type. Competitive packages help attract skilled trades in chronically tight labor markets.

Key Trends

Competitive for Skilled Trades

Construction employers competing for skilled tradespeople often offer competitive benefits in our data to attract talent.

Strong Disability Coverage

Given physical job demands, construction employers often provide above-average short-term disability benefits in our benchmarks.

Benchmarking Considerations

Construction benefits vary by company size and project focus. Commercial and residential contractors may show different patterns. Use state filters to compare against regional competitors.

Frequently Asked Questions

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DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
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