Ohio Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Ohio
Medical plan benchmarks from verified employer data
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 1,618 employers in Ohio offering 4,080 verified benefit plans. HDHP plans are the most common (47% of employers), followed by PPO (44%). Funding approaches are mixed, with fully-insured (51%) and self-insured (42%) both common. Most employers offer two plan options to employees (39%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Ohio plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $712 $2,119 $2,856 | $2,11952Bal |
| Family Deductible | $1,056 $3,362 $5,240 | $3,36252Bal |
| Individual OOP Max | $3,051 $4,947 $6,763 | $4,94752Bal |
| Family OOP Max | $6,973 $9,357 $12,490 | $9,35752Bal |
| Coinsurance | 12% 19% 26% | 19%52Bal |
| Primary Care | $26 $38 $50 | $3852Bal |
| Specialist | $36 $54 $72 | $5452Bal |
| Emergency Room | $208 $285 $467 | $28552Bal |
| Urgent Care | $59 $79 $95 | $7952Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for ohio, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
See What You'll Discover
Our reports reveal exactly where your plan stands, and why. Preview using sample Ohio data.
This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.
Deductibles and copays rank above market median, offering strong value to employees.
Contribution levels are competitive with peer employers in your industry.
Gross premiums align with market expectations for comparable coverage.
% of employers
% of employers
Features in top 25% of peers
Features in bottom 25% of peers
Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.
This is sample data. Get real insights for your plans.
Instant PDF delivery · Live, real-time data · Verified employer data
Ohio Benefits Landscape
Regional trends and benchmarking considerations
Ohio employers benefit from moderate healthcare costs and a stable regulatory environment. Our benchmarking data shows Ohio as a bellwether market with benefits patterns often close to national averages. The state's diverse economy spans manufacturing, healthcare, financial services, and retail.
Key Highlights
National Average Proxy
Ohio benchmarks in our database often closely track national averages, making it useful for understanding typical market positioning.
Industry Diversity
Benefits patterns vary by sector—manufacturing, healthcare, and financial services each show distinct characteristics.
Benchmarking Considerations
Ohio's diverse economy means benefits vary significantly by industry. Filter by your specific sector for the most meaningful comparisons.
Compare Nearby States
Frequently Asked Questions
About ohio benefits benchmarking
Explore More Benchmarks
Get the full Ohio report
Detailed benchmarks, industry breakdowns, and exportable data