How is Arizona employee benefits data collected?

Our Arizona benchmarks are compiled from 558 verified employer benefit plans from companies headquartered or operating in Arizona. Data is submitted through insurance brokers and HR teams, then anonymized and aggregated for benchmarking purposes.

How many employers in Arizona are included in the benchmarks?

Our database currently includes 558 employers in Arizona offering 1,793 verified benefit plans across medical, dental, vision, and other coverage types.

What health plan types are most common in Arizona?

Among Arizona employers, PPO plans are most common (43%). HDHP plans follow at 41%. Regional healthcare markets and state regulations can influence plan type preferences.

How do Arizona benefits compare to national averages?

Arizona benefit benchmarks can differ from national averages based on factors like cost of living, state insurance regulations, healthcare market competition, and regional industry mix. Our full reports include national comparison data to help contextualize Arizona-specific benchmarks.

How current is this benchmark data?

All benchmark data is updated in real-time as new employer plans are submitted to our database. The statistics you see reflect the most current market data available for your selected filters.

Arizona Benefits Benchmarks

Real plan data from verified employers in your state

Live Data

558Employers

1,793Plans

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Industry:

Employee Benefits in Arizona

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 558 employers in Arizona offering 1,793 verified benefit plans. PPO plans are the most common (43% of employers), followed by HDHP (41%). Funding approaches are mixed, with fully-insured (51%) and self-insured (41%) both common. Most employers offer three or more plan options to employees (65%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

In-Network Benefits	LimitedBalancedRobust	Your Plan
Individual Deductible	$648 $1,999 $2,756	$1,99952Bal
Family Deductible	$1,136 $3,230 $5,264	$3,23052Bal
Individual OOP Max	$3,250 $4,582 $6,206	$4,58252Bal
Family OOP Max	$6,973 $9,741 $13,821	$9,74152Bal
Coinsurance	11% 17% 28%	17%52Bal
Primary Care	$22 $37 $45	$3752Bal
Specialist	$38 $51 $73	$5152Bal
Emergency Room	$150 $320 $447	$32052Bal
Urgent Care	$59 $81 $98	$8152Bal

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Also Included in Report

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles, and mail-order options

Full report includes percentile rankings for all metrics

Plan Type Mix

LIVE

PPO43%

HDHP41%

HMO8%

EPO5%

Plan Funding

LIVE

Fully-Insured51%

Self-Insured41%

Level-Funded8%

Plans Offered

LIVE

Three or More Plans65%

Two Plans25%

One Plan10%

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See What You'll Discover

Our reports reveal exactly where your plan stands—and why. Preview using sample Arizona data.

Balanced

Sample Report

Sample PPO Gold 1500

Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans

Core Scoring Drivers

In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types

PPO

42%

HDHP

31%

HMO

18%

POS

% of employers

Plans Offered

2 Plans

38%

3 Plans

29%

1 Plan

22%

4+ Plans

11%

% of employers

Funding Types

Fully Insured: 58%

Self-Funded: 34%

Level-Funded: 8%

Top Performers

Features in top 25% of peers

Individual Deductible82Robust

In-Network Cost Sharing

Primary Care Copay79Robust

In-Network Cost Sharing

Generic Rx Copay77Robust

Prescription Drugs

Individual OOP Max76Robust

In-Network Cost Sharing

Under Performers

Features in bottom 25% of peers

Family Premium18Low

Gross Premium Rates

EE+Spouse Contribution21Low

Employee Contributions

Specialist Copay24Low

In-Network Cost Sharing

Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Arizona Benefits Landscape

Regional trends and benchmarking considerations

Arizona employers operate in a rapidly growing market with moderate healthcare costs and business-friendly regulations. Our benchmarking data shows Arizona benefits evolving as the state attracts employers from higher-cost states, bringing more sophisticated benefits expectations and raising competitive standards.

Key Highlights

Growth Market Effect

Companies relocating from higher-cost states often bring richer benefits expectations, raising the competitive bar.

Cost Advantage

Arizona premium rates in our database remain below California and other coastal states, providing employer cost advantages.

Benchmarking Considerations

Arizona benefits are evolving as the market grows. Healthcare, technology, and financial services employers typically show richer patterns. Use industry filters for relevant comparisons.