Louisiana Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Louisiana
Medical plan benchmarks from verified employer data
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 283 employers in Louisiana offering 855 verified benefit plans. PPO plans are the most common (44% of employers), followed by HDHP (40%). Funding approaches are mixed, with fully-insured (45%) and self-insured (45%) both common. Most employers offer three or more plan options to employees (61%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $880 $1,855 $2,684 | $1,85552Bal |
| Family Deductible | $1,432 $3,218 $5,656 | $3,21852Bal |
| Individual OOP Max | $3,742 $5,005 $6,610 | $5,00552Bal |
| Family OOP Max | $6,333 $10,278 $13,974 | $10,27852Bal |
| Coinsurance | 13% 23% 27% | 23%52Bal |
| Primary Care | $22 $31 $45 | $3152Bal |
| Specialist | $43 $60 $70 | $6052Bal |
| Emergency Room | $199 $327 $470 | $32752Bal |
| Urgent Care | $50 $69 $94 | $6952Bal |
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Our reports reveal exactly where your plan stands—and why. Preview using sample Louisiana data.
This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.
Deductibles and copays rank above market median, offering strong value to employees.
Contribution levels are competitive with peer employers in your industry.
Gross premiums align with market expectations for comparable coverage.
% of employers
% of employers
Features in top 25% of peers
Features in bottom 25% of peers
Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.
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