Medical/Rx Benefits

Public Administration Government Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
372Employers
796Plans
Get Full Report
Medical/Rx benchmarks

Public Administration Government Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 372 public administration government employers offering 796 verified benefit plans. PPO plans are the most common (46% of employers), followed by HDHP (38%). Funding approaches are mixed, with fully-insured (53%) and self-insured (42%) both common. Most employers offer one plan to employees (37%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

Full Benchmark Report

Public Administration Government plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$872
$2,041
$2,776
$2,04152Bal
Family Deductible
$1,592
$2,846
$5,096
$2,84652Bal
Individual OOP Max
$3,192
$4,698
$6,514
$4,69852Bal
Family OOP Max
$6,154
$10,221
$12,848
$10,22152Bal
Coinsurance
11%
17%
26%
17%52Bal
Primary Care
$26
$33
$44
$3352Bal
Specialist
$37
$54
$69
$5452Bal
Emergency Room
$158
$351
$478
$35152Bal
Urgent Care
$54
$68
$93
$6852Bal

Unlock the full benchmarks

Real plan-design and cost benchmarks for public administration government, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO46%
HDHP38%
HMO9%
EPO4%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured53%
Self-Insured42%
Level-Funded5%

Plans Offered

% of employers by plan count

VERIFIED
One Plan37%
Two Plans32%
Three or More Plans31%

Public Administration Government Benefits Landscape

Industry trends and benchmarking considerations

Government employers offer comprehensive benefits packages emphasizing stability and long-term value. Our benchmarking data shows public sector employers typically provide generous employer contributions and multiple plan options. Benefits structures often reflect civil service regulations and established compensation frameworks.

Key Trends

High Employer Contributions

Government employers in our database typically show higher employer contribution percentages than private sector averages.

Multiple Plan Options

Public employers commonly offer several plan options, often through state employee health programs or municipal arrangements.

Strong Ancillary Benefits

Life and disability coverage tends to be comprehensive in public sector, reflecting job security focus.

Benchmarking Considerations

Government benefits vary by level (federal, state, local). Many participate in larger state or regional programs. Consider whether comparing against similar governmental units or broader market.

Frequently Asked Questions

About public administration government benefits benchmarking

Explore More Benchmarks

Get the full picture

The complete Public Administration Government benchmark

Every coverage line, real percentile ranges, and exportable data, built from verified employer plans, delivered in minutes.

Prefer a walkthrough? Talk to us