Financial Credit Intermediation Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your industry
Financial Credit Intermediation Employee Benefits Overview
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 154 financial credit intermediation employers offering 484 verified benefit plans. PPO plans are the most common (38% of employers), followed by HDHP (38%). Fully-Insured funding is the predominant model, used by 67% of industry employers. Most employers offer three or more plan options to employees (65%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Financial Credit Intermediation plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $636 $1,813 $2,636 | $1,81352Bal |
| Family Deductible | $1,648 $3,266 $5,544 | $3,26652Bal |
| Individual OOP Max | $3,461 $5,437 $6,725 | $5,43752Bal |
| Family OOP Max | $7,510 $8,858 $12,630 | $8,85852Bal |
| Coinsurance | 13% 19% 30% | 19%52Bal |
| Primary Care | $22 $35 $48 | $3552Bal |
| Specialist | $39 $60 $75 | $6052Bal |
| Emergency Room | $162 $335 $431 | $33552Bal |
| Urgent Care | $53 $69 $93 | $6952Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for financial credit intermediation, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Frequently Asked Questions
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