Medical/Rx Benefits

Healthcare Ambulatory Services Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
313Employers
983Plans
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Medical/Rx benchmarks

Healthcare Ambulatory Services Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 313 healthcare ambulatory services employers offering 983 verified benefit plans. PPO plans are the most common (40% of employers), followed by HDHP (35%). Fully-Insured funding is the predominant model, used by 68% of industry employers. Most employers offer three or more plan options to employees (63%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Healthcare Ambulatory Services plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$716
$1,825
$2,540
$1,82552Bal
Family Deductible
$1,408
$4,202
$5,192
$4,20252Bal
Individual OOP Max
$3,365
$5,235
$6,546
$5,23552Bal
Family OOP Max
$7,434
$10,125
$12,886
$10,12552Bal
Coinsurance
13%
23%
27%
23%52Bal
Primary Care
$25
$39
$45
$3952Bal
Specialist
$38
$61
$75
$6152Bal
Emergency Room
$168
$360
$489
$36052Bal
Urgent Care
$58
$68
$91
$6852Bal

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Real plan-design and cost benchmarks for healthcare ambulatory services, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO40%
HDHP35%
HMO13%
EPO8%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured68%
Self-Insured27%
Level-Funded4%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans63%
Two Plans25%
One Plan12%

Frequently Asked Questions

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