Medical/Rx Benefits

Holding Companies Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
69Employers
220Plans
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Medical/Rx benchmarks

Holding Companies Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 69 holding companies employers offering 220 verified benefit plans. PPO plans are the most common (50% of employers), followed by HDHP (39%). Funding approaches are mixed, with fully-insured (43%) and self-insured (35%) both common. Most employers offer three or more plan options to employees (46%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Holding Companies plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$956
$1,657
$2,996
$1,65752Bal
Family Deductible
$1,712
$3,206
$5,736
$3,20652Bal
Individual OOP Max
$3,672
$4,429
$6,494
$4,42952Bal
Family OOP Max
$6,384
$9,203
$13,514
$9,20352Bal
Coinsurance
12%
20%
26%
20%52Bal
Primary Care
$25
$31
$46
$3152Bal
Specialist
$42
$59
$69
$5952Bal
Emergency Room
$189
$330
$439
$33052Bal
Urgent Care
$57
$69
$99
$6952Bal

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Real plan-design and cost benchmarks for holding companies, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO50%
HDHP39%
POS4%
HMO3%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured43%
Self-Insured35%
Level-Funded22%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans46%
Two Plans30%
One Plan23%

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