Information Telecommunications Benefits Benchmarks
Real plan data from verified employers in your industry
67
Employers
187
Plans
Plan Type Mix
LivePPO46%
HDHP37%
HMO9%
EPO5%
Plan Funding
LiveFully-Insured74%
Level-Funded16%
Self-Insured11%
Plans Offered
LiveThree or More Plans55%
One Plan24%
Two Plans21%
| In-Network Benefits | Limited | Balanced | Robust |
|---|---|---|---|
| Individual Deductible | $2,960 | $2,113 | $584 |
| Family Deductible | $5,752 | $3,290 | $1,008 |
| Individual OOP Max | $6,392 | $4,842 | $3,173 |
| Family OOP Max | $13,846 | $10,067 | $6,768 |
| Coinsurance | 27% | 23% | 13% |
| Primary Care | $47 | $38 | $21 |
| Specialist | $67 | $51 | $40 |
| Emergency Room | $459 | $367 | $195 |
| Urgent Care | $93 | $75 | $57 |
| Inpatient Hospital | $739 | $552 | $324 |
| Outpatient Hospital | $339 | $205 | $113 |
| Lab & X-ray | $48 | $20 | $3 |
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| Employee Contributions | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $295 | $213 | $169 |
| Employee + Spouse | $641 | $537 | $450 |
| Employee + Child(ren) | $534 | $457 | $385 |
| Family | $876 | $729 | $553 |
Available in full report
| Gross Premium Rates | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $897 | $708 | $653 |
| Employee + Spouse | $1,726 | $1,519 | $1,280 |
| Employee + Child(ren) | $1,467 | $1,308 | $1,053 |
| Family | $2,465 | $2,013 | $1,722 |
Available in full report
| Prescriptions | Limited | Balanced | Robust |
|---|---|---|---|
| Generic | $18 | $14 | $7 |
| Preferred Brand | $55 | $42 | $30 |
| Non-Preferred Brand | $94 | $81 | $50 |
| Specialty | $282 | $182 | $127 |
Available in full report
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Stoploss Plans and Strategues
HSA Accounts and Funding
Employer Contributions as a %
Out-of-Network Benefits
Surcharges and Opt-Outs
Rx-Carve Out Benefits