Manufacturing Pharmaceutical Benefits Benchmarks

Real plan data from verified employers in your industry

Live Data
64Employers
182Plans
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Manufacturing Pharmaceutical Employee Benefits Overview

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 64 manufacturing pharmaceutical employers offering 182 verified benefit plans. PPO plans are the most common (37% of employers), followed by HDHP (33%). Fully-Insured funding is the predominant model, used by 78% of industry employers. Most employers offer three or more plan options to employees (55%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

64 employers182 verified plansUpdated February 2026

Plan Type Mix

LIVE
PPO37%
HDHP33%
HMO18%
POS9%

Plan Funding

LIVE
Fully-Insured78%
Self-Insured13%
Level-Funded9%

Plans Offered

LIVE
Three or More Plans55%
Two Plans25%
One Plan20%
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$832
$1,405
$2,656
$1,40552Bal
Family Deductible
$1,584
$3,326
$5,232
$3,32652Bal
Individual OOP Max
$3,589
$5,082
$6,482
$5,08252Bal
Family OOP Max
$7,485
$10,797
$13,757
$10,79752Bal
Coinsurance
11%
17%
30%
17%52Bal
Primary Care
$24
$37
$47
$3752Bal
Specialist
$35
$53
$70
$5352Bal
Emergency Room
$213
$278
$432
$27852Bal
Urgent Care
$54
$79
$100
$7952Bal

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Also Included in Report
Employee Contributions
Monthly employee premium contributions by tier
Gross Premium Rates
Total monthly premium costs by coverage tier
Prescription Drug Coverage
Rx copays, deductibles, and mail-order options
Full report includes percentile rankings for all metrics
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Our reports reveal exactly where your plan stands—and why. Preview using sample manufacturing pharmaceutical data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Manufacturing Pharmaceutical Benefits Landscape

Industry trends and benchmarking considerations

Pharmaceutical and life sciences manufacturers typically offer premium benefits packages reflecting high-margin business models and competition for specialized scientific talent. Our benchmarking data shows higher rates of self-funding, richer plan designs, and lower employee contribution requirements compared to general manufacturing.

Key Trends

Richer Plan Designs

Pharma companies in our database typically show lower deductibles and out-of-pocket maximums than manufacturing averages.

Higher Employer Contributions

Employee contribution percentages tend to be lower in pharma—employers absorb more of the premium cost to remain competitive for R&D talent.

Benchmarking Considerations

Pharma benefits benchmarks should distinguish between large pharmaceutical companies, biotech firms, and contract research organizations (CROs), which may show different patterns in our data.

Frequently Asked Questions

About manufacturing pharmaceutical benefits benchmarking

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