Medical/Rx Benefits

Retail Trade Motor Vehicle Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
265Employers
770Plans
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Medical/Rx benchmarks

Retail Trade Motor Vehicle Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 265 retail trade motor vehicle employers offering 770 verified benefit plans. PPO plans are the most common (40% of employers), followed by HDHP (33%). Fully-Insured funding is the predominant model, used by 61% of industry employers. Most employers offer three or more plan options to employees (58%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Retail Trade Motor Vehicle plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$720
$1,849
$2,744
$1,84952Bal
Family Deductible
$1,552
$3,902
$5,416
$3,90252Bal
Individual OOP Max
$3,717
$4,726
$6,398
$4,72652Bal
Family OOP Max
$6,883
$11,027
$13,808
$11,02752Bal
Coinsurance
10%
21%
28%
21%52Bal
Primary Care
$25
$36
$48
$3652Bal
Specialist
$39
$56
$72
$5652Bal
Emergency Room
$195
$274
$487
$27452Bal
Urgent Care
$57
$72
$91
$7252Bal

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Real plan-design and cost benchmarks for retail trade motor vehicle, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO40%
HDHP33%
HMO18%
POS5%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured61%
Self-Insured33%
Level-Funded6%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans58%
Two Plans26%
One Plan16%

Frequently Asked Questions

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