Services Employment Services Benefits Benchmarks
Real plan data from verified employers in your industry
125
Employers
365
Plans
Plan Type Mix
LivePPO44%
HDHP35%
HMO11%
EPO7%
Plan Funding
LiveFully-Insured77%
Self-Insured17%
Level-Funded6%
Plans Offered
LiveThree or More Plans55%
Two Plans37%
One Plan8%
| In-Network Benefits | Limited | Balanced | Robust |
|---|---|---|---|
| Individual Deductible | $2,552 | $1,459 | $564 |
| Family Deductible | $5,280 | $3,806 | $1,592 |
| Individual OOP Max | $6,309 | $5,264 | $3,192 |
| Family OOP Max | $12,515 | $11,046 | $6,909 |
| Coinsurance | 28% | 20% | 10% |
| Primary Care | $48 | $39 | $23 |
| Specialist | $70 | $54 | $37 |
| Emergency Room | $433 | $336 | $173 |
| Urgent Care | $99 | $68 | $56 |
| Inpatient Hospital | $707 | $437 | $261 |
| Outpatient Hospital | $311 | $258 | $145 |
| Lab & X-ray | $48 | $26 | $8 |
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| Employee Contributions | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $296 | $210 | $179 |
| Employee + Spouse | $675 | $508 | $403 |
| Employee + Child(ren) | $533 | $479 | $383 |
| Family | $895 | $717 | $552 |
Available in full report
| Gross Premium Rates | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $866 | $753 | $656 |
| Employee + Spouse | $1,790 | $1,567 | $1,283 |
| Employee + Child(ren) | $1,409 | $1,299 | $1,026 |
| Family | $2,476 | $2,107 | $1,770 |
Available in full report
| Prescriptions | Limited | Balanced | Robust |
|---|---|---|---|
| Generic | $20 | $14 | $7 |
| Preferred Brand | $57 | $41 | $25 |
| Non-Preferred Brand | $92 | $74 | $53 |
| Specialty | $288 | $176 | $136 |
Available in full report
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HSA Accounts and Funding
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Out-of-Network Benefits
Surcharges and Opt-Outs
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