Medical/Rx Benefits

Services Personal Care Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
72Employers
243Plans
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Medical/Rx benchmarks

Services Personal Care Employee Benefits Overview

Updated October 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 72 services personal care employers offering 243 verified benefit plans. PPO plans are the most common (35% of employers), followed by HDHP (29%). Fully-Insured funding is the predominant model, used by 77% of industry employers. Most employers offer three or more plan options to employees (65%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Services Personal Care plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$792
$1,939
$2,920
$1,93952Bal
Family Deductible
$1,712
$3,938
$5,160
$3,93852Bal
Individual OOP Max
$3,314
$5,293
$6,366
$5,29352Bal
Family OOP Max
$7,088
$9,568
$13,053
$9,56852Bal
Coinsurance
13%
17%
29%
17%52Bal
Primary Care
$25
$35
$49
$3552Bal
Specialist
$40
$50
$75
$5052Bal
Emergency Room
$195
$336
$467
$33652Bal
Urgent Care
$53
$75
$99
$7552Bal

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Real plan-design and cost benchmarks for services personal care, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO35%
HDHP29%
HMO21%
EPO8%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured77%
Self-Insured12%
Level-Funded11%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans65%
Two Plans21%
One Plan14%

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