Technology Research Development Benefits Benchmarks
Real plan data from verified employers in your industry
108
Employers
307
Plans
Plan Type Mix
LivePPO41%
HDHP36%
HMO12%
EPO7%
Plan Funding
LiveFully-Insured76%
Self-Insured15%
Level-Funded9%
Plans Offered
LiveThree or More Plans58%
Two Plans28%
One Plan14%
| In-Network Benefits | Limited | Balanced | Robust |
|---|---|---|---|
| Individual Deductible | $2,760 | $1,843 | $500 |
| Family Deductible | $5,896 | $2,942 | $1,816 |
| Individual OOP Max | $6,930 | $4,515 | $3,794 |
| Family OOP Max | $13,974 | $11,142 | $6,077 |
| Coinsurance | 27% | 17% | 11% |
| Primary Care | $48 | $35 | $22 |
| Specialist | $70 | $51 | $36 |
| Emergency Room | $467 | $335 | $176 |
| Urgent Care | $93 | $79 | $53 |
| Inpatient Hospital | $729 | $443 | $342 |
| Outpatient Hospital | $318 | $259 | $127 |
| Lab & X-ray | $41 | $24 | $9 |
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| Employee Contributions | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $282 | $242 | $159 |
| Employee + Spouse | $675 | $573 | $425 |
| Employee + Child(ren) | $544 | $461 | $384 |
| Family | $943 | $763 | $578 |
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| Gross Premium Rates | Limited | Balanced | Robust |
|---|---|---|---|
| Employee Only | $888 | $763 | $601 |
| Employee + Spouse | $1,753 | $1,472 | $1,286 |
| Employee + Child(ren) | $1,410 | $1,230 | $1,032 |
| Family | $2,490 | $2,132 | $1,778 |
Available in full report
| Prescriptions | Limited | Balanced | Robust |
|---|---|---|---|
| Generic | $17 | $13 | $7 |
| Preferred Brand | $55 | $43 | $29 |
| Non-Preferred Brand | $98 | $78 | $59 |
| Specialty | $274 | $185 | $139 |
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Stoploss Plans and Strategues
HSA Accounts and Funding
Employer Contributions as a %
Out-of-Network Benefits
Surcharges and Opt-Outs
Rx-Carve Out Benefits