Medical/Rx Benefits

Technology Research Development Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
130Employers
396Plans
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Medical/Rx benchmarks

Technology Research Development Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 130 technology research development employers offering 396 verified benefit plans. PPO plans are the most common (41% of employers), followed by HDHP (36%). Fully-Insured funding is the predominant model, used by 78% of industry employers. Most employers offer three or more plan options to employees (60%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Technology Research Development plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$500
$1,843
$2,760
$1,84352Bal
Family Deductible
$1,816
$2,942
$5,896
$2,94252Bal
Individual OOP Max
$3,794
$4,515
$6,930
$4,51552Bal
Family OOP Max
$6,077
$11,142
$13,974
$11,14252Bal
Coinsurance
11%
17%
27%
17%52Bal
Primary Care
$22
$35
$48
$3552Bal
Specialist
$36
$51
$70
$5152Bal
Emergency Room
$176
$335
$467
$33552Bal
Urgent Care
$53
$79
$93
$7952Bal

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Real plan-design and cost benchmarks for technology research development, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO41%
HDHP36%
HMO14%
EPO6%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured78%
Self-Insured12%
Level-Funded10%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans60%
Two Plans29%
One Plan11%

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