Medical/Rx Benefits

Wholesale Durable Goods Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
443Employers
1,245Plans
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Medical/Rx benchmarks

Wholesale Durable Goods Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 443 wholesale durable goods employers offering 1,245 verified benefit plans. PPO plans are the most common (41% of employers), followed by HDHP (37%). Funding approaches are mixed, with fully-insured (58%) and self-insured (33%) both common. Most employers offer three or more plan options to employees (50%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Wholesale Durable Goods plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$656
$2,065
$2,676
$2,06552Bal
Family Deductible
$1,904
$3,290
$5,400
$3,29052Bal
Individual OOP Max
$3,262
$5,091
$6,642
$5,09152Bal
Family OOP Max
$6,461
$9,472
$12,669
$9,47252Bal
Coinsurance
13%
18%
27%
18%52Bal
Primary Care
$21
$34
$50
$3452Bal
Specialist
$37
$53
$72
$5352Bal
Emergency Room
$196
$338
$454
$33852Bal
Urgent Care
$52
$74
$98
$7452Bal

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Real plan-design and cost benchmarks for wholesale durable goods, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO41%
HDHP37%
HMO11%
EPO6%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured58%
Self-Insured33%
Level-Funded9%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans50%
Two Plans35%
One Plan15%

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