Alaska Benefits Benchmarks

Real plan data from verified employers in your state

119
Employers
354
Plans
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Employee Benefits in Alaska

Medical plan benchmarks from verified employer data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 119 employers in Alaska offering 354 verified benefit plans. PPO plans are the most common (46% of employers), followed by HDHP (40%). Funding approaches are mixed, with fully-insured (46%) and self-insured (43%) both common. Most employers offer three or more plan options to employees (50%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

119 employers354 verified plansUpdated January 2026
In-Network BenefitsLimitedBalancedRobust
Individual Deductible
$2,648
$1,573
$692
Family Deductible
$5,096
$2,882
$1,608
Individual OOP Max
$6,322
$4,707
$3,275
Family OOP Max
$13,386
$9,760
$6,960
Coinsurance
28%
23%
13%
Primary Care
$45
$32
$25
Specialist
$69
$58
$38
Emergency Room
$456
$335
$194
Urgent Care
$100
$71
$53
Inpatient Hospital
$688
$534
$274
Outpatient Hospital
$315
$198
$117
Lab & X-ray
$46
$24
$6

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Employee ContributionsLimitedBalancedRobust
Employee Only
$286
$235
$170
Employee + Spouse
$677
$532
$416
Employee + Child(ren)
$547
$437
$376
Family
$893
$715
$556
Available in full report
Gross Premium RatesLimitedBalancedRobust
Employee Only
$895
$749
$637
Employee + Spouse
$1,763
$1,410
$1,240
Employee + Child(ren)
$1,418
$1,299
$1,062
Family
$2,480
$2,218
$1,755
Available in full report
PrescriptionsLimitedBalancedRobust
Generic
$18
$12
$7
Preferred Brand
$57
$40
$29
Non-Preferred Brand
$100
$77
$51
Specialty
$272
$208
$121
Available in full report

Plan Type Mix

Live
PPO46%
HDHP40%
HMO7%
POS4%

Plan Funding

Live
Fully-Insured46%
Self-Insured43%
Level-Funded10%

Plans Offered

Live
Three or More Plans50%
Two Plans36%
One Plan13%

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