Medical/Rx Benefits

Delaware Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your state

Verified Data
218Employers
678Plans
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Medical/Rx benchmarks

Employee Benefits in Delaware

Updated October 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 218 employers in Delaware offering 678 verified benefit plans. HDHP plans are the most common (41% of employers), followed by PPO (37%). Funding approaches are mixed, with fully-insured (48%) and self-insured (44%) both common. Most employers offer three or more plan options to employees (63%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Delaware plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$628
$2,113
$2,864
$2,11352Bal
Family Deductible
$1,736
$4,226
$5,136
$4,22652Bal
Individual OOP Max
$3,294
$5,341
$6,302
$5,34152Bal
Family OOP Max
$7,101
$9,395
$12,566
$9,39552Bal
Coinsurance
11%
22%
28%
22%52Bal
Primary Care
$26
$38
$48
$3852Bal
Specialist
$39
$50
$73
$5052Bal
Emergency Room
$153
$372
$477
$37252Bal
Urgent Care
$57
$76
$93
$7652Bal

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Real plan-design and cost benchmarks for delaware, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
HDHP41%
PPO37%
HMO7%
POS7%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured48%
Self-Insured44%
Level-Funded8%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans63%
Two Plans30%
One Plan7%

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