Medical/Rx Benefits

District of Columbia Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your state

Verified Data
354Employers
1,104Plans
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Medical/Rx benchmarks

Employee Benefits in District of Columbia

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 354 employers in District of Columbia offering 1,104 verified benefit plans. HDHP plans are the most common (37% of employers), followed by PPO (35%). Fully-Insured funding is the predominant model, used by 61% of state employers. Most employers offer three or more plan options to employees (64%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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District of Columbia plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$764
$1,453
$2,660
$1,45352Bal
Family Deductible
$1,856
$3,098
$5,840
$3,09852Bal
Individual OOP Max
$3,422
$4,544
$6,808
$4,54452Bal
Family OOP Max
$6,704
$9,318
$12,822
$9,31852Bal
Coinsurance
11%
20%
29%
20%52Bal
Primary Care
$22
$31
$47
$3152Bal
Specialist
$39
$55
$70
$5552Bal
Emergency Room
$191
$357
$498
$35752Bal
Urgent Care
$54
$76
$96
$7652Bal

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Real plan-design and cost benchmarks for district of columbia, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
HDHP37%
PPO35%
HMO11%
POS8%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured61%
Self-Insured30%
Level-Funded9%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans64%
Two Plans25%
One Plan11%

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