Idaho Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Idaho
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 347 employers in Idaho offering 1,122 verified benefit plans. PPO plans are the most common (44% of employers), followed by HDHP (41%). Funding approaches are mixed, with fully-insured (47%) and self-insured (43%) both common. Most employers offer three or more plan options to employees (63%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Idaho plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $964 $1,795 $2,744 | $1,79552Bal |
| Family Deductible | $1,912 $3,734 $5,728 | $3,73452Bal |
| Individual OOP Max | $3,122 $5,446 $6,238 | $5,44652Bal |
| Family OOP Max | $6,371 $9,990 $13,654 | $9,99052Bal |
| Coinsurance | 14% 22% 26% | 22%52Bal |
| Primary Care | $25 $35 $48 | $3552Bal |
| Specialist | $35 $50 $73 | $5052Bal |
| Emergency Room | $156 $299 $454 | $29952Bal |
| Urgent Care | $51 $77 $90 | $7752Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for idaho, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Frequently Asked Questions
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