Dental Benefits

Iowa Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
643Employers
638Plans
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Dental benchmarks

Employee Benefits in Iowa

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 643 employers in Iowa offering 638 verified benefit plans. DPPO plans dominate, offered by 96% of employers. Fully-Insured funding is the predominant model, used by 66% of state employers. Most employers offer one plan to employees (52%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Iowa plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$27
$43
$70
$4352Bal
Family Deductible
$99
$145
$181
$14552Bal
Annual Maximum
$1,062
$1,910
$2,344
$1,91052Bal
Ortho Lifetime Maximum
$1,181
$1,638
$1,854
$1,63852Bal
Preventive Coverage
84%
91%
99%
91%52Bal
Basic Coverage
72%
75%
79%
75%52Bal
Major Coverage
50%
56%
60%
56%52Bal

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Real plan-design and cost benchmarks for iowa, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO96%
DMO4%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured66%
Self-Insured33%
Level-Funded1%

Plans Offered

% of employers by plan count

VERIFIED
One Plan52%
Two Plans41%
Three or More Plans8%

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