Montana Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in Montana
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 211 employers in Montana offering 721 verified benefit plans. PPO plans are the most common (44% of employers), followed by HDHP (41%). Funding approaches are mixed, with fully-insured (45%) and self-insured (45%) both common. Most employers offer three or more plan options to employees (65%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
Montana plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $560 $1,747 $2,896 | $1,74752Bal |
| Family Deductible | $1,344 $2,918 $5,968 | $2,91852Bal |
| Individual OOP Max | $3,077 $5,120 $6,379 | $5,12052Bal |
| Family OOP Max | $7,562 $10,278 $13,411 | $10,27852Bal |
| Coinsurance | 11% 22% 29% | 22%52Bal |
| Primary Care | $23 $32 $46 | $3252Bal |
| Specialist | $39 $61 $73 | $6152Bal |
| Emergency Room | $151 $288 $480 | $28852Bal |
| Urgent Care | $51 $82 $98 | $8252Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for montana, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Frequently Asked Questions
About montana benefits benchmarking
Explore More Benchmarks
The complete Montana benchmark
Every coverage line, real percentile ranges, and exportable data — built from verified employer plans, delivered in minutes.
Prefer a walkthrough? Talk to us