Medical/Rx Benefits

New Hampshire Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your state

Verified Data
218Employers
714Plans
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Medical/Rx benchmarks

Employee Benefits in New Hampshire

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 218 employers in New Hampshire offering 714 verified benefit plans. HDHP plans are the most common (40% of employers), followed by PPO (39%). Funding approaches are mixed, with self-insured (45%) and fully-insured (45%) both common. Most employers offer three or more plan options to employees (64%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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New Hampshire plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$960
$1,681
$2,824
$1,68152Bal
Family Deductible
$1,680
$3,326
$5,720
$3,32652Bal
Individual OOP Max
$3,058
$4,966
$6,488
$4,96652Bal
Family OOP Max
$7,434
$10,144
$13,296
$10,14452Bal
Coinsurance
13%
20%
27%
20%52Bal
Primary Care
$21
$38
$47
$3852Bal
Specialist
$38
$54
$71
$5452Bal
Emergency Room
$162
$337
$486
$33752Bal
Urgent Care
$52
$72
$92
$7252Bal

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Real plan-design and cost benchmarks for new hampshire, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
HDHP40%
PPO39%
HMO10%
EPO6%

Plan Funding

% of employers by funding

VERIFIED
Self-Insured45%
Fully-Insured45%
Level-Funded10%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans64%
Two Plans28%
One Plan8%

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