New Jersey Dental Benefits Benchmarks
Real dental plan data from verified employers in your state
Employee Benefits in New Jersey
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 726 employers in New Jersey offering 800 verified benefit plans. DPPO plans are the most common (86% of employers), followed by DMO (14%). Fully-Insured funding is the predominant model, used by 81% of state employers. Most employers offer one plan to employees (47%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
New Jersey plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $34 $43 $73 | $4352Bal |
| Family Deductible | $87 $134 $194 | $13452Bal |
| Annual Maximum | $1,293 $1,694 $2,310 | $1,69452Bal |
| Ortho Lifetime Maximum | $1,010 $1,446 $1,843 | $1,44652Bal |
| Preventive Coverage | 81% 90% 97% | 90%52Bal |
| Basic Coverage | 70% 74% 79% | 74%52Bal |
| Major Coverage | 52% 56% 59% | 56%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for new jersey, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
New Jersey Benefits Landscape
Regional trends and benchmarking considerations
New Jersey employers face high healthcare costs similar to neighboring New York, but with somewhat more flexibility in plan design. Our benchmarking data shows New Jersey employers offering competitive benefits to attract talent, driving above-average contribution strategies across industries.
Key Highlights
High Premium Environment
New Jersey premium rates rank among the highest in our national database, second only to New York in many categories.
Pharmaceutical Industry
New Jersey's concentration of pharmaceutical companies influences benefits expectations, with pharma typically offering richer plans.
Benchmarking Considerations
New Jersey employers compete for talent regionally. The pharmaceutical and financial services sectors typically show richer plans than other industries in our data.
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Frequently Asked Questions
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Every coverage line, real percentile ranges, and exportable data, built from verified employer plans, delivered in minutes.
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