New Mexico Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in New Mexico
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 249 employers in New Mexico offering 793 verified benefit plans. PPO plans are the most common (45% of employers), followed by HDHP (40%). Funding approaches are mixed, with fully-insured (49%) and self-insured (40%) both common. Most employers offer three or more plan options to employees (61%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
New Mexico plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $784 $1,651 $2,664 | $1,65152Bal |
| Family Deductible | $1,248 $3,278 $5,432 | $3,27852Bal |
| Individual OOP Max | $3,083 $4,851 $6,386 | $4,85152Bal |
| Family OOP Max | $6,960 $9,184 $12,797 | $9,18452Bal |
| Coinsurance | 12% 21% 29% | 21%52Bal |
| Primary Care | $21 $37 $46 | $3752Bal |
| Specialist | $42 $55 $74 | $5552Bal |
| Emergency Room | $210 $312 $446 | $31252Bal |
| Urgent Care | $52 $77 $99 | $7752Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for new mexico, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
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