North Dakota Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in North Dakota
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 138 employers in North Dakota offering 463 verified benefit plans. PPO plans are the most common (44% of employers), followed by HDHP (40%). Funding approaches are mixed, with fully-insured (47%) and self-insured (45%) both common. Most employers offer three or more plan options to employees (62%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
North Dakota plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $724 $1,753 $2,628 | $1,75352Bal |
| Family Deductible | $1,768 $3,242 $5,984 | $3,24252Bal |
| Individual OOP Max | $3,275 $5,494 $6,494 | $5,49452Bal |
| Family OOP Max | $6,845 $9,376 $13,552 | $9,37652Bal |
| Coinsurance | 12% 20% 27% | 20%52Bal |
| Primary Care | $25 $37 $49 | $3752Bal |
| Specialist | $40 $52 $71 | $5252Bal |
| Emergency Room | $200 $373 $439 | $37352Bal |
| Urgent Care | $53 $71 $92 | $7152Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for north dakota, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
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