Dental Benefits

Pennsylvania Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
1,208Employers
1,240Plans
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Dental benchmarks

Employee Benefits in Pennsylvania

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 1,208 employers in Pennsylvania offering 1,240 verified benefit plans. DPPO plans dominate, offered by 93% of employers. Fully-Insured funding is the predominant model, used by 81% of state employers. Most employers offer one plan to employees (56%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Pennsylvania plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$34
$56
$70
$5652Bal
Family Deductible
$86
$152
$178
$15252Bal
Annual Maximum
$1,067
$1,845
$2,361
$1,84552Bal
Ortho Lifetime Maximum
$1,026
$1,436
$1,957
$1,43652Bal
Preventive Coverage
81%
89%
98%
89%52Bal
Basic Coverage
71%
76%
80%
76%52Bal
Major Coverage
51%
55%
60%
55%52Bal

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Real plan-design and cost benchmarks for pennsylvania, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO93%
DMO7%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured81%
Self-Insured18%
Level-Funded1%

Plans Offered

% of employers by plan count

VERIFIED
One Plan56%
Two Plans37%
Three or More Plans7%

Pennsylvania Benefits Landscape

Regional trends and benchmarking considerations

Pennsylvania employers operate in a diverse market with moderate premium costs compared to neighboring New York and New Jersey. Our benchmarking data shows a mix of traditional PPO and growing HDHP adoption, with funding strategies varying by employer size and industry.

Key Highlights

Moderate Costs

Pennsylvania premium rates fall below neighboring New York and New Jersey in our database, offering relative cost advantages.

Manufacturing Influence

Pennsylvania's manufacturing sector influences benefits patterns, often setting competitive standards for the state.

Benchmarking Considerations

Pennsylvania benefits vary by industry. Healthcare and manufacturing employers typically show different patterns than professional services. Use industry filters for relevant comparisons.

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