South Dakota Medical/Rx Benefits Benchmarks
Real plan data from verified employers in your state
Employee Benefits in South Dakota
Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.
Our database includes 167 employers in South Dakota offering 524 verified benefit plans. PPO plans are the most common (46% of employers), followed by HDHP (43%). Funding approaches are mixed, with self-insured (51%) and fully-insured (41%) both common. Most employers offer three or more plan options to employees (58%).
Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.
South Dakota plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $544 $1,375 $2,616 | $1,37552Bal |
| Family Deductible | $1,968 $3,278 $5,416 | $3,27852Bal |
| Individual OOP Max | $3,698 $5,552 $6,629 | $5,55252Bal |
| Family OOP Max | $7,165 $9,126 $12,426 | $9,12652Bal |
| Coinsurance | 13% 21% 29% | 21%52Bal |
| Primary Care | $20 $35 $50 | $3552Bal |
| Specialist | $35 $49 $67 | $4952Bal |
| Emergency Room | $217 $371 $470 | $37152Bal |
| Urgent Care | $55 $78 $90 | $7852Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for south dakota, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Rx copays, deductibles & mail-order options
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
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