Utah Benefits Benchmarks

Real plan data from verified employers in your state

556
Employers
1,797
Plans
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Employee Benefits in Utah

Medical plan benchmarks from verified employer data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 556 employers in Utah offering 1,797 verified benefit plans. HDHP plans are the most common (43% of employers), followed by PPO (38%). Funding approaches are mixed, with fully-insured (53%) and self-insured (35%) both common. Most employers offer three or more plan options to employees (57%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

556 employers1,797 verified plansUpdated January 2026
In-Network BenefitsLimitedBalancedRobust
Individual Deductible
$2,712
$1,435
$952
Family Deductible
$5,896
$3,410
$1,328
Individual OOP Max
$6,872
$5,485
$3,070
Family OOP Max
$13,898
$9,510
$6,166
Coinsurance
29%
21%
11%
Primary Care
$49
$39
$22
Specialist
$73
$60
$43
Emergency Room
$437
$288
$162
Urgent Care
$97
$79
$59
Inpatient Hospital
$737
$472
$344
Outpatient Hospital
$331
$252
$140
Lab & X-ray
$42
$28
$7

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Employee ContributionsLimitedBalancedRobust
Employee Only
$271
$204
$166
Employee + Spouse
$654
$578
$436
Employee + Child(ren)
$522
$431
$367
Family
$884
$739
$602
Available in full report
Gross Premium RatesLimitedBalancedRobust
Employee Only
$885
$713
$651
Employee + Spouse
$1,727
$1,583
$1,269
Employee + Child(ren)
$1,450
$1,312
$1,068
Family
$2,428
$2,074
$1,804
Available in full report
PrescriptionsLimitedBalancedRobust
Generic
$19
$14
$5
Preferred Brand
$60
$47
$26
Non-Preferred Brand
$96
$70
$60
Specialty
$281
$176
$104
Available in full report

Plan Type Mix

Live
HDHP43%
PPO38%
HMO8%
POS8%

Plan Funding

Live
Fully-Insured53%
Self-Insured35%
Level-Funded11%

Plans Offered

Live
Three or More Plans57%
Two Plans29%
One Plan14%

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