Medical/Rx Benefits

Construction Heavy Civil Engineering Medical/Rx Benefits Benchmarks

Real plan data from verified employers in your industry

Verified Data
221Employers
589Plans
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Medical/Rx benchmarks

Construction Heavy Civil Engineering Employee Benefits Overview

Updated November 2026

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 221 construction heavy civil engineering employers offering 589 verified benefit plans. PPO plans are the most common (46% of employers), followed by HDHP (34%). Funding approaches are mixed, with fully-insured (56%) and self-insured (29%) both common. Most employers offer three or more plan options to employees (50%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

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Construction Heavy Civil Engineering plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$668
$1,591
$2,888
$1,59152Bal
Family Deductible
$1,912
$3,518
$5,264
$3,51852Bal
Individual OOP Max
$3,282
$4,477
$6,206
$4,47752Bal
Family OOP Max
$7,536
$10,643
$13,552
$10,64352Bal
Coinsurance
14%
20%
27%
20%52Bal
Primary Care
$22
$33
$49
$3352Bal
Specialist
$37
$50
$69
$5052Bal
Emergency Room
$153
$366
$432
$36652Bal
Urgent Care
$54
$78
$94
$7852Bal

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Real plan-design and cost benchmarks for construction heavy civil engineering, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Prescription Drug Coverage

Rx copays, deductibles & mail-order options

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
PPO46%
HDHP34%
HMO10%
EPO6%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured56%
Self-Insured29%
Level-Funded15%

Plans Offered

% of employers by plan count

VERIFIED
Three or More Plans50%
Two Plans26%
One Plan24%

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