Financial Insurance Dental Benefits Benchmarks
Real dental plan data from verified employers in your industry
Financial Insurance Employee Benefits Overview
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 151 financial insurance employers offering 166 verified benefit plans. DPPO plans dominate, offered by 92% of employers. Fully-Insured funding is the predominant model, used by 71% of industry employers. Most employers offer one plan to employees (53%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Financial Insurance plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $34 $51 $75 | $5152Bal |
| Family Deductible | $99 $138 $182 | $13852Bal |
| Annual Maximum | $1,221 $1,633 $2,248 | $1,63352Bal |
| Ortho Lifetime Maximum | $1,083 $1,549 $1,960 | $1,54952Bal |
| Preventive Coverage | 82% 88% 99% | 88%52Bal |
| Basic Coverage | 72% 75% 79% | 75%52Bal |
| Major Coverage | 52% 56% 59% | 56%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for financial insurance, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Financial Insurance Benefits Landscape
Industry trends and benchmarking considerations
Insurance companies bring unique expertise to employee benefits as both providers and consumers of coverage. Our data shows insurance carriers typically self-fund their own employee plans and offer sophisticated plan designs. As employers who understand risk pooling intimately, their benefits strategies often serve as industry benchmarks.
Key Trends
Self-Funding Expertise
Insurance carriers in our database overwhelmingly self-fund, leveraging their actuarial expertise to optimize plan design and cost.
Comprehensive Ancillary Benefits
Life and disability coverage tends to be more generous at insurance companies, often exceeding benchmarks in other financial services segments.
Benchmarking Considerations
Insurance industry benchmarks should distinguish between carrier types. Life insurers, P&C carriers, and health insurers may show different benefits philosophies in our data.
Related Industries
Frequently Asked Questions
About financial insurance benefits benchmarking
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Every coverage line, real percentile ranges, and exportable data, built from verified employer plans, delivered in minutes.
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