Financial Insurance Dental Benefits Benchmarks
Real dental plan data from verified employers in your industry
Financial Insurance Employee Benefits Overview
Dental plan benchmarks from verified employer data
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 149 financial insurance employers offering 164 verified benefit plans. DPPO plans dominate, offered by 92% of employers. Fully-Insured funding is the predominant model, used by 71% of industry employers. Most employers offer one plan to employees (54%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Financial Insurance plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $34 $51 $75 | $5152Bal |
| Family Deductible | $99 $138 $182 | $13852Bal |
| Annual Maximum | $1,221 $1,633 $2,248 | $1,63352Bal |
| Ortho Lifetime Maximum | $1,083 $1,549 $1,960 | $1,54952Bal |
| Preventive Coverage | 82% 88% 99% | 88%52Bal |
| Basic Coverage | 72% 75% 79% | 75%52Bal |
| Major Coverage | 52% 56% 59% | 56%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for financial insurance, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
See What You'll Discover
Our reports reveal exactly where your plan stands, and why. Preview using sample financial insurance data.
This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.
Deductibles and copays rank above market median, offering strong value to employees.
Contribution levels are competitive with peer employers in your industry.
Gross premiums align with market expectations for comparable coverage.
% of employers
% of employers
Features in top 25% of peers
Features in bottom 25% of peers
Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.
This is sample data. Get real insights for your plans.
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Financial Insurance Benefits Landscape
Industry trends and benchmarking considerations
Insurance companies bring unique expertise to employee benefits as both providers and consumers of coverage. Our data shows insurance carriers typically self-fund their own employee plans and offer sophisticated plan designs. As employers who understand risk pooling intimately, their benefits strategies often serve as industry benchmarks.
Key Trends
Self-Funding Expertise
Insurance carriers in our database overwhelmingly self-fund, leveraging their actuarial expertise to optimize plan design and cost.
Comprehensive Ancillary Benefits
Life and disability coverage tends to be more generous at insurance companies, often exceeding benchmarks in other financial services segments.
Benchmarking Considerations
Insurance industry benchmarks should distinguish between carrier types. Life insurers, P&C carriers, and health insurers may show different benefits philosophies in our data.
Related Industries
Frequently Asked Questions
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