Retail Trade Stores Dental Benefits Benchmarks
Real dental plan data from verified employers in your industry
Retail Trade Stores Employee Benefits Overview
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 417 retail trade stores employers offering 401 verified benefit plans. DPPO plans dominate, offered by 90% of employers. Fully-Insured funding is the predominant model, used by 90% of industry employers. Most employers offer one plan to employees (57%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Retail Trade Stores plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $33 $52 $70 | $5252Bal |
| Family Deductible | $90 $156 $195 | $15652Bal |
| Annual Maximum | $1,278 $1,885 $2,358 | $1,88552Bal |
| Ortho Lifetime Maximum | $1,067 $1,489 $1,978 | $1,48952Bal |
| Preventive Coverage | 81% 90% 99% | 90%52Bal |
| Basic Coverage | 72% 75% 80% | 75%52Bal |
| Major Coverage | 51% 54% 59% | 54%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for retail trade stores, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Retail Trade Stores Benefits Landscape
Industry trends and benchmarking considerations
Retail employers face unique benefits challenges with large, often part-time workforces and thin margins. Our benchmarking data shows fully-insured plans predominate in this sector, with many retailers offering limited plan options to manage administrative complexity. However, major retailers increasingly compete on benefits to attract hourly workers in tight labor markets.
Key Trends
Fully-Insured Dominance
Retail employers in our database predominantly use fully-insured plans, prioritizing cost predictability and administrative simplicity.
Single or Dual Plan Offerings
Unlike professional services, most retailers offer one or two plan options rather than multiple tiers.
Hourly Workforce Considerations
Benefits eligibility thresholds and waiting periods are key differentiators in retail—our data shows significant variation in these policies.
Benchmarking Considerations
Retail benefits benchmarks should account for workforce composition. Retailers with high full-time ratios show different patterns than those relying on part-time staff. Consider eligibility requirements when comparing.
Related Industries
Frequently Asked Questions
About retail trade stores benefits benchmarking
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