Technology Computer Systems Benefits Benchmarks

Real plan data from verified employers in your industry

Live Data
341Employers
1,095Plans
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Technology Computer Systems Employee Benefits Overview

Medical plan benchmarks from verified employer data

Live Data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 341 technology computer systems employers offering 1,095 verified benefit plans. PPO plans are the most common (40% of employers), followed by HDHP (37%). Fully-Insured funding is the predominant model, used by 70% of industry employers. Most employers offer three or more plan options to employees (65%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

341 employers1,095 verified plansUpdated February 2026

Plan Type Mix

LIVE
PPO40%
HDHP37%
HMO14%
EPO5%

Plan Funding

LIVE
Fully-Insured70%
Self-Insured18%
Level-Funded12%

Plans Offered

LIVE
Three or More Plans65%
Two Plans22%
One Plan13%
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$772
$1,639
$2,824
$1,63952Bal
Family Deductible
$1,736
$3,662
$5,320
$3,66252Bal
Individual OOP Max
$3,493
$4,794
$6,322
$4,79452Bal
Family OOP Max
$6,358
$9,338
$12,746
$9,33852Bal
Coinsurance
13%
18%
29%
18%52Bal
Primary Care
$22
$31
$49
$3152Bal
Specialist
$41
$49
$68
$4952Bal
Emergency Room
$169
$284
$445
$28452Bal
Urgent Care
$56
$70
$97
$7052Bal

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Also Included in Report
Employee Contributions
Monthly employee premium contributions by tier
Gross Premium Rates
Total monthly premium costs by coverage tier
Prescription Drug Coverage
Rx copays, deductibles, and mail-order options
Full report includes percentile rankings for all metrics
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Our reports reveal exactly where your plan stands—and why. Preview using sample technology computer systems data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Technology Computer Systems Benefits Landscape

Industry trends and benchmarking considerations

Computer systems and IT services companies balance competitive benefits against project-based business economics. Our benchmarking data shows these employers typically offer solid medical coverage with a mix of plan types. Self-funding rates tend to be lower than pure software companies, with many mid-sized IT services firms using fully-insured or level-funded arrangements for cost predictability.

Key Trends

Diverse Plan Offerings

IT services firms often offer multiple plan options to accommodate diverse workforce needs, from field technicians to corporate staff.

Regional Variation

Benefits in this sector vary by state, with employers in high-cost states offering richer plans to compete for talent.

Benchmarking Considerations

IT services companies often have workforces spanning multiple states. Consider using state filters to benchmark against the markets where you compete for talent.

Related Industries

Frequently Asked Questions

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