Dental Benefits

Arizona Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
643Employers
801Plans
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Dental benchmarks

Employee Benefits in Arizona

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 643 employers in Arizona offering 801 verified benefit plans. DPPO plans dominate, offered by 91% of employers. Fully-Insured funding is the predominant model, used by 75% of state employers. Most employers offer one plan to employees (50%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Arizona plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$33
$57
$74
$5752Bal
Family Deductible
$86
$127
$193
$12752Bal
Annual Maximum
$1,223
$1,910
$2,488
$1,91052Bal
Ortho Lifetime Maximum
$1,166
$1,573
$1,963
$1,57352Bal
Preventive Coverage
84%
90%
98%
90%52Bal
Basic Coverage
71%
74%
79%
74%52Bal
Major Coverage
50%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for arizona, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO91%
DMO9%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured75%
Self-Insured24%
Level-Funded1%

Plans Offered

% of employers by plan count

VERIFIED
One Plan50%
Two Plans41%
Three or More Plans9%

Arizona Benefits Landscape

Regional trends and benchmarking considerations

Arizona employers operate in a rapidly growing market with moderate healthcare costs and business-friendly regulations. Our benchmarking data shows Arizona benefits evolving as the state attracts employers from higher-cost states, bringing more sophisticated benefits expectations and raising competitive standards.

Key Highlights

Growth Market Effect

Companies relocating from higher-cost states often bring richer benefits expectations, raising the competitive bar.

Cost Advantage

Arizona premium rates in our database remain below California and other coastal states, providing employer cost advantages.

Benchmarking Considerations

Arizona benefits are evolving as the market grows. Healthcare, technology, and financial services employers typically show richer patterns. Use industry filters for relevant comparisons.

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Frequently Asked Questions

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