Dental Benefits

Illinois Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
1,291Employers
1,540Plans
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Dental benchmarks

Employee Benefits in Illinois

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 1,291 employers in Illinois offering 1,540 verified benefit plans. DPPO plans are the most common (89% of employers), followed by DMO (11%). Fully-Insured funding is the predominant model, used by 79% of state employers. Most employers offer one plan to employees (53%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Illinois plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$31
$43
$74
$4352Bal
Family Deductible
$89
$155
$180
$15552Bal
Annual Maximum
$1,110
$1,781
$2,402
$1,78152Bal
Ortho Lifetime Maximum
$1,138
$1,597
$1,875
$1,59752Bal
Preventive Coverage
81%
89%
100%
89%52Bal
Basic Coverage
70%
75%
79%
75%52Bal
Major Coverage
52%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for illinois, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO89%
DMO11%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured79%
Self-Insured19%
Level-Funded2%

Plans Offered

% of employers by plan count

VERIFIED
One Plan53%
Two Plans42%
Three or More Plans6%

Illinois Benefits Landscape

Regional trends and benchmarking considerations

Illinois employers offer benefits reflecting a mature, diverse economy. Our benchmarking data shows competitive plan designs with above-average employer contributions. The state's mix of corporate headquarters, manufacturing, and healthcare creates varied patterns across industries.

Key Highlights

Multiple Plan Options

Illinois employers commonly offer three or more medical plan options, providing employee choice across PPO and HDHP designs.

Competitive Contributions

Employer contribution rates in Illinois typically meet or exceed national averages in our benchmarks.

Industry Diversity

Benefits patterns vary significantly by sector—manufacturing, financial services, and healthcare each show distinct characteristics in our data.

Benchmarking Considerations

Illinois benefits vary by industry sector. Manufacturing employers may show different patterns than financial services or technology. Use industry filters to find the most relevant comparison set.

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Frequently Asked Questions

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