Vision Benefits

Illinois Vision Benefits Benchmarks

Real vision plan data from verified employers in your state

Verified Data
1,291Employers
1,116Plans
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Vision benchmarks

Employee Benefits in Illinois

Updated November 2026

Vision benefits are often offered as a low-cost voluntary benefit or bundled with dental coverage.

Our database includes 1,291 employers in Illinois offering 1,116 verified benefit plans. Fully-Insured funding is the predominant model, used by 90% of state employers. Most employers offer one plan to employees (90%).

Vision benchmarks include exam copays, materials allowances, and frequency limitations.

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Illinois plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Exam Copay
$13
$17
$22
$1752Bal
Lenses Copay
$16
$26
$32
$2652Bal
Frames Allowance
$147
$164
$193
$16452Bal
Contacts Allowance
$138
$170
$192
$17052Bal
Exam Frequency
12 mo
12 mo
12 mo
12 mo52Bal
Lenses Frequency
12 mo
12 mo
12 mo
12 mo52Bal

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Real plan-design and cost benchmarks for illinois, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured90%
Self-Insured8%
Level-Funded2%

Plans Offered

% of employers by plan count

VERIFIED
One Plan90%
Two Plans9%
Three or More Plans1%

Illinois Benefits Landscape

Regional trends and benchmarking considerations

Illinois employers offer benefits reflecting a mature, diverse economy. Our benchmarking data shows competitive plan designs with above-average employer contributions. The state's mix of corporate headquarters, manufacturing, and healthcare creates varied patterns across industries.

Key Highlights

Multiple Plan Options

Illinois employers commonly offer three or more medical plan options, providing employee choice across PPO and HDHP designs.

Competitive Contributions

Employer contribution rates in Illinois typically meet or exceed national averages in our benchmarks.

Industry Diversity

Benefits patterns vary significantly by sector—manufacturing, financial services, and healthcare each show distinct characteristics in our data.

Benchmarking Considerations

Illinois benefits vary by industry sector. Manufacturing employers may show different patterns than financial services or technology. Use industry filters to find the most relevant comparison set.

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Frequently Asked Questions

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