Dental Benefits

Kentucky Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
489Employers
514Plans
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Dental benchmarks

Employee Benefits in Kentucky

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 489 employers in Kentucky offering 514 verified benefit plans. DPPO plans dominate, offered by 93% of employers. Fully-Insured funding is the predominant model, used by 81% of state employers. Most employers offer one plan to employees (54%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Kentucky plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$31
$49
$67
$4952Bal
Family Deductible
$82
$155
$193
$15552Bal
Annual Maximum
$1,149
$1,579
$2,471
$1,57952Bal
Ortho Lifetime Maximum
$1,074
$1,384
$1,816
$1,38452Bal
Preventive Coverage
83%
89%
99%
89%52Bal
Basic Coverage
72%
75%
79%
75%52Bal
Major Coverage
51%
56%
59%
56%52Bal

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Real plan-design and cost benchmarks for kentucky, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO93%
DMO7%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured81%
Self-Insured18%
Level-Funded1%

Plans Offered

% of employers by plan count

VERIFIED
One Plan54%
Two Plans38%
Three or More Plans8%

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