Massachusetts Dental Benefits Benchmarks
Real dental plan data from verified employers in your state
Employee Benefits in Massachusetts
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 727 employers in Massachusetts offering 816 verified benefit plans. DPPO plans dominate, offered by 94% of employers. Fully-Insured funding is the predominant model, used by 80% of state employers. Most employers offer one plan to employees (63%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Massachusetts plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $27 $57 $74 | $5752Bal |
| Family Deductible | $81 $128 $177 | $12852Bal |
| Annual Maximum | $1,216 $1,968 $2,207 | $1,96852Bal |
| Ortho Lifetime Maximum | $1,123 $1,530 $1,936 | $1,53052Bal |
| Preventive Coverage | 84% 89% 97% | 89%52Bal |
| Basic Coverage | 71% 75% 79% | 75%52Bal |
| Major Coverage | 50% 54% 59% | 54%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for massachusetts, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Massachusetts Benefits Landscape
Regional trends and benchmarking considerations
Massachusetts employers operate under one of the nation's first comprehensive healthcare reform frameworks, with mandatory coverage requirements predating the ACA. Our benchmarking data shows Massachusetts employers offering competitive benefits with higher coverage rates than most states. The strong healthcare and biotech sectors drive benefits expectations.
Key Highlights
Healthcare Industry Hub
Massachusetts' concentration of hospitals, biotech, and life sciences creates competitive benefits expectations in our data.
High Coverage Rates
State requirements contribute to higher employer coverage rates and broader benefits offerings in our benchmarks.
Benchmarking Considerations
Massachusetts benefits reflect the state's healthcare and technology concentration. These sectors typically offer richer benefits than other industries. Use industry filters for relevant comparisons.
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Frequently Asked Questions
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The complete Massachusetts benchmark
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