Dental Benefits

Michigan Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
934Employers
1,042Plans
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Dental benchmarks

Employee Benefits in Michigan

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 934 employers in Michigan offering 1,042 verified benefit plans. DPPO plans dominate, offered by 95% of employers. Fully-Insured funding is the predominant model, used by 82% of state employers. Most employers offer one plan to employees (68%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

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Michigan plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$27
$51
$69
$5152Bal
Family Deductible
$82
$142
$185
$14252Bal
Annual Maximum
$1,127
$1,889
$2,342
$1,88952Bal
Ortho Lifetime Maximum
$1,003
$1,501
$1,872
$1,50152Bal
Preventive Coverage
83%
91%
100%
91%52Bal
Basic Coverage
72%
74%
79%
74%52Bal
Major Coverage
52%
56%
59%
56%52Bal

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Real plan-design and cost benchmarks for michigan, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO95%
DMO5%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured82%
Self-Insured16%
Level-Funded1%

Plans Offered

% of employers by plan count

VERIFIED
One Plan68%
Two Plans27%
Three or More Plans5%

Michigan Benefits Landscape

Regional trends and benchmarking considerations

Michigan employers operate in a market heavily influenced by the automotive industry and its supplier network. Our benchmarking data shows automotive and manufacturing patterns often setting the benchmark that other Michigan employers compete against, with strong benefits standards across the state.

Key Highlights

Auto Industry Standards

Automotive and supplier benefits in our database often set competitive benchmarks that influence other Michigan employers.

Manufacturing Focus

Michigan's significant manufacturing sector creates distinct benefits expectations and standards.

Benchmarking Considerations

Michigan benefits are influenced by automotive and manufacturing industry patterns. Consider whether your workforce competes for similar talent when selecting industry filters.

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