Dental Benefits

Michigan Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Live Data
948Employers
1,058Plans
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Source-verified plan dataReal plans, not surveysContinuously updated
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Employee Benefits in Michigan

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 948 employers in Michigan offering 1,058 verified benefit plans. DPPO plans dominate, offered by 95% of employers. Fully-Insured funding is the predominant model, used by 82% of state employers. Most employers offer one plan to employees (68%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

948 employers1,058 verified plansUpdated September 2026
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Michigan plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$27
$51
$69
$5152Bal
Family Deductible
$82
$142
$185
$14252Bal
Annual Maximum
$1,127
$1,889
$2,342
$1,88952Bal
Ortho Lifetime Maximum
$1,003
$1,501
$1,872
$1,50152Bal
Preventive Coverage
83%
91%
100%
91%52Bal
Basic Coverage
72%
74%
79%
74%52Bal
Major Coverage
52%
56%
59%
56%52Bal

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Real plan-design and cost benchmarks for michigan, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

LIVE
DPPO95%
DMO5%

Plan Funding

% of employers by funding

LIVE
Fully-Insured82%
Self-Insured17%
Level-Funded1%

Plans Offered

% of employers by plan count

LIVE
One Plan68%
Two Plans27%
Three or More Plans5%
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See What You'll Discover

Our reports reveal exactly where your plan stands, and why. Preview using sample Michigan data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Michigan Benefits Landscape

Regional trends and benchmarking considerations

Michigan employers operate in a market heavily influenced by the automotive industry and its supplier network. Our benchmarking data shows automotive and manufacturing patterns often setting the benchmark that other Michigan employers compete against, with strong benefits standards across the state.

Key Highlights

Auto Industry Standards

Automotive and supplier benefits in our database often set competitive benchmarks that influence other Michigan employers.

Manufacturing Focus

Michigan's significant manufacturing sector creates distinct benefits expectations and standards.

Benchmarking Considerations

Michigan benefits are influenced by automotive and manufacturing industry patterns. Consider whether your workforce competes for similar talent when selecting industry filters.

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Frequently Asked Questions

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Detailed benchmarks, industry breakdowns, and exportable data

DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
Verified Data OnlyUpdated WeeklyExportable