Dental Benefits

North Carolina Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Verified Data
751Employers
839Plans
Get Full Report
Dental benchmarks

Employee Benefits in North Carolina

Updated November 2026

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 751 employers in North Carolina offering 839 verified benefit plans. DPPO plans dominate, offered by 94% of employers. Fully-Insured funding is the predominant model, used by 76% of state employers. Most employers offer one plan to employees (51%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

Full Benchmark Report

North Carolina plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$26
$51
$70
$5152Bal
Family Deductible
$87
$130
$186
$13052Bal
Annual Maximum
$1,065
$1,752
$2,320
$1,75252Bal
Ortho Lifetime Maximum
$1,010
$1,516
$1,829
$1,51652Bal
Preventive Coverage
83%
91%
99%
91%52Bal
Basic Coverage
72%
75%
79%
75%52Bal
Major Coverage
50%
55%
60%
55%52Bal

Unlock the full benchmarks

Real plan-design and cost benchmarks for north carolina, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

VERIFIED
DPPO94%
DMO6%

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured76%
Self-Insured22%
Level-Funded3%

Plans Offered

% of employers by plan count

VERIFIED
One Plan51%
Two Plans42%
Three or More Plans7%

North Carolina Benefits Landscape

Regional trends and benchmarking considerations

North Carolina employers operate in one of the fastest-growing state economies, with strong technology and financial services sectors driving benefits competition. Our benchmarking data shows North Carolina transitioning from traditional southern patterns toward more competitive offerings as these sectors expand.

Key Highlights

Tech Sector Influence

Technology employers in our database increasingly show benefits patterns similar to other tech hubs, with richer plan designs.

Financial Services Presence

The concentration of banking and financial services employers drives competitive benefits in this sector.

Benchmarking Considerations

North Carolina benefits vary significantly by industry. Technology and financial services show richer patterns than other sectors. Use industry filters when benchmarking.

Compare Nearby States

Frequently Asked Questions

About north carolina benefits benchmarking

Explore More Benchmarks

Get the full picture

The complete North Carolina benchmark

Every coverage line, real percentile ranges, and exportable data, built from verified employer plans, delivered in minutes.

Prefer a walkthrough? Talk to us