Vision Benefits

North Carolina Vision Benefits Benchmarks

Real vision plan data from verified employers in your state

Verified Data
758Employers
599Plans
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Vision benchmarks

Employee Benefits in North Carolina

Updated November 2026

Vision benefits are often offered as a low-cost voluntary benefit or bundled with dental coverage.

Our database includes 758 employers in North Carolina offering 599 verified benefit plans. Fully-Insured funding is the predominant model, used by 86% of state employers. Most employers offer one plan to employees (87%).

Vision benchmarks include exam copays, materials allowances, and frequency limitations.

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North Carolina plan design & cost benchmarks

In-Network Cost Sharing: sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Exam Copay
$12
$17
$24
$1752Bal
Lenses Copay
$19
$23
$33
$2352Bal
Frames Allowance
$146
$161
$193
$16152Bal
Contacts Allowance
$136
$169
$197
$16952Bal
Exam Frequency
12 mo
12 mo
12 mo
12 mo52Bal
Lenses Frequency
12 mo
12 mo
12 mo
12 mo52Bal

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Real plan-design and cost benchmarks for north carolina, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.

Percentile rankings (25th / 50th / 75th)
Live, real-time data (this preview refreshes monthly)
Exportable to PDF & CSV

Plan Funding

% of employers by funding

VERIFIED
Fully-Insured86%
Self-Insured12%
Level-Funded2%

Plans Offered

% of employers by plan count

VERIFIED
One Plan87%
Two Plans12%
Three or More Plans1%

North Carolina Benefits Landscape

Regional trends and benchmarking considerations

North Carolina employers operate in one of the fastest-growing state economies, with strong technology and financial services sectors driving benefits competition. Our benchmarking data shows North Carolina transitioning from traditional southern patterns toward more competitive offerings as these sectors expand.

Key Highlights

Tech Sector Influence

Technology employers in our database increasingly show benefits patterns similar to other tech hubs, with richer plan designs.

Financial Services Presence

The concentration of banking and financial services employers drives competitive benefits in this sector.

Benchmarking Considerations

North Carolina benefits vary significantly by industry. Technology and financial services show richer patterns than other sectors. Use industry filters when benchmarking.

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Frequently Asked Questions

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