Oklahoma Benefits Benchmarks

Real plan data from verified employers in your state

336
Employers
1,035
Plans
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Employee Benefits in Oklahoma

Medical plan benchmarks from verified employer data

Medical benefits typically represent the largest share of employer benefit spending and are a key factor in employee recruitment and retention.

Our database includes 336 employers in Oklahoma offering 1,035 verified benefit plans. PPO plans are the most common (48% of employers), followed by HDHP (38%). Funding approaches are mixed, with fully-insured (49%) and self-insured (43%) both common. Most employers offer three or more plan options to employees (60%).

Medical plan benchmarks include deductibles, copays, coinsurance, out-of-pocket maximums, and employer contribution rates.

336 employers1,035 verified plansUpdated January 2026
In-Network BenefitsLimitedBalancedRobust
Individual Deductible
$2,692
$1,975
$896
Family Deductible
$5,856
$3,962
$1,528
Individual OOP Max
$6,802
$5,168
$3,749
Family OOP Max
$12,976
$10,144
$6,077
Coinsurance
29%
18%
10%
Primary Care
$45
$36
$23
Specialist
$72
$59
$39
Emergency Room
$431
$302
$191
Urgent Care
$95
$82
$57
Inpatient Hospital
$694
$479
$333
Outpatient Hospital
$339
$211
$109
Lab & X-ray
$40
$28
$9

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Employee ContributionsLimitedBalancedRobust
Employee Only
$296
$231
$154
Employee + Spouse
$663
$530
$432
Employee + Child(ren)
$523
$433
$382
Family
$928
$781
$606
Available in full report
Gross Premium RatesLimitedBalancedRobust
Employee Only
$864
$778
$605
Employee + Spouse
$1,690
$1,541
$1,282
Employee + Child(ren)
$1,473
$1,315
$1,013
Family
$2,422
$2,024
$1,713
Available in full report
PrescriptionsLimitedBalancedRobust
Generic
$20
$10
$7
Preferred Brand
$56
$47
$27
Non-Preferred Brand
$100
$82
$55
Specialty
$287
$190
$105
Available in full report

Plan Type Mix

Live
PPO48%
HDHP38%
HMO7%
EPO4%

Plan Funding

Live
Fully-Insured49%
Self-Insured43%
Level-Funded8%

Plans Offered

Live
Three or More Plans60%
Two Plans29%
One Plan12%

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