Texas Dental Benefits Benchmarks
Real dental plan data from verified employers in your state
Employee Benefits in Texas
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 2,625 employers in Texas offering 3,247 verified benefit plans. DPPO plans dominate, offered by 92% of employers. Fully-Insured funding is the predominant model, used by 85% of state employers. Most employers offer one plan to employees (48%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Texas plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $34 $51 $69 | $5152Bal |
| Family Deductible | $94 $137 $195 | $13752Bal |
| Annual Maximum | $1,281 $1,950 $2,258 | $1,95052Bal |
| Ortho Lifetime Maximum | $1,125 $1,400 $1,848 | $1,40052Bal |
| Preventive Coverage | 84% 90% 98% | 90%52Bal |
| Basic Coverage | 72% 75% 79% | 75%52Bal |
| Major Coverage | 51% 55% 59% | 55%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for texas, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Texas Benefits Landscape
Regional trends and benchmarking considerations
Texas employers benefit from a business-friendly regulatory environment and lower healthcare costs compared to coastal states. Our benchmarking data shows a diverse mix of plan types and funding arrangements, with self-funding more common among larger employers. The state's industry diversity—from energy to technology to healthcare—creates varied benefits patterns across sectors.
Key Highlights
Cost Advantage
Texas employers in our database typically show lower gross premium rates than national averages, reflecting the state's lower healthcare costs.
Self-Funding Growth
Our data shows increasing self-funded plan adoption among mid-sized Texas employers, taking advantage of the state's regulatory flexibility.
PPO Dominance
PPO plans strongly dominate in Texas, with HMO penetration well below national averages in our benchmarks.
Benchmarking Considerations
Texas benefits vary significantly by industry. Energy sector employers often show different patterns than technology or healthcare. Use industry filters to benchmark against your specific sector.
Frequently Asked Questions
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