Dental Benefits

Vermont Dental Benefits Benchmarks

Real dental plan data from verified employers in your state

Live Data
133Employers
149Plans
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Employee Benefits in Vermont

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 133 employers in Vermont offering 149 verified benefit plans. DPPO plans are the most common (89% of employers), followed by DMO (11%). Fully-Insured funding is the predominant model, used by 76% of state employers. Most employers offer one plan to employees (47%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

133 employers149 verified plansUpdated September 2026
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Vermont plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$31
$51
$73
$5152Bal
Family Deductible
$99
$123
$192
$12352Bal
Annual Maximum
$1,283
$1,536
$2,337
$1,53652Bal
Ortho Lifetime Maximum
$1,198
$1,520
$1,979
$1,52052Bal
Preventive Coverage
83%
90%
99%
90%52Bal
Basic Coverage
70%
76%
80%
76%52Bal
Major Coverage
51%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for vermont, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV

Plan Type Mix

% of employers offering each

LIVE
DPPO89%
DMO11%

Plan Funding

% of employers by funding

LIVE
Fully-Insured76%
Self-Insured20%
Level-Funded4%

Plans Offered

% of employers by plan count

LIVE
One Plan47%
Two Plans43%
Three or More Plans9%
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See What You'll Discover

Our reports reveal exactly where your plan stands, and why. Preview using sample Vermont data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Detailed benchmarks, industry breakdowns, and exportable data

DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
Verified Data OnlyUpdated WeeklyExportable