Education Colleges Universities Dental Benefits Benchmarks
Real dental plan data from verified employers in your industry
Education Colleges Universities Employee Benefits Overview
Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.
Our database includes 159 education colleges universities employers offering 158 verified benefit plans. DPPO plans are the most common (88% of employers), followed by DMO (12%). Fully-Insured funding is the predominant model, used by 82% of industry employers. Most employers offer one plan to employees (54%).
Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.
Education Colleges Universities plan design & cost benchmarks
| In-Network Benefits | LimitedBalancedRobust | Your Plan |
|---|---|---|
| Individual Deductible | $29 $54 $68 | $5452Bal |
| Family Deductible | $98 $144 $177 | $14452Bal |
| Annual Maximum | $1,178 $1,791 $2,486 | $1,79152Bal |
| Ortho Lifetime Maximum | $1,160 $1,420 $1,840 | $1,42052Bal |
| Preventive Coverage | 82% 90% 98% | 90%52Bal |
| Basic Coverage | 70% 76% 79% | 76%52Bal |
| Major Coverage | 51% 55% 59% | 55%52Bal |
Unlock the full benchmarks
Real plan-design and cost benchmarks for education colleges universities, with percentile rankings and exportable data.
Deductibles, copays, coinsurance & out-of-pocket maximums
Monthly employee premium contributions by tier
Total monthly premium costs by coverage tier
Plus full benchmarks for Life, Voluntary Life, Short- & Long-Term Disability, and Stop-Loss.
Plan Type Mix
% of employers offering each
Plan Funding
% of employers by funding
Plans Offered
% of employers by plan count
Education Colleges Universities Benefits Landscape
Industry trends and benchmarking considerations
Higher education institutions traditionally offer comprehensive benefits as part of total compensation, partially offsetting lower base salaries compared to private sector alternatives. Our benchmarking data shows universities typically provide multiple plan options with competitive employer contributions. Many participate in state systems or consortiums that influence plan design.
Key Trends
Multiple Plan Options
Colleges and universities in our database commonly offer three or more medical plan options, often including HMO options more prevalent than in private sector.
Higher Employer Contributions
Educational institutions typically show above-average employer contribution rates, reflecting benefits as a key recruitment tool.
Public vs Private Variation
Public universities often participate in state employee health plans, while private institutions have more flexibility in plan design.
Benchmarking Considerations
Higher education benefits vary significantly between public and private institutions. State university systems may have standardized benefits with limited flexibility. Consider institution type when evaluating benchmarks.
Related Industries
Frequently Asked Questions
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