Dental Benefits

Healthcare Physicians Practitioners Dental Benefits Benchmarks

Real dental plan data from verified employers in your industry

Live Data
537Employers
492Plans
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Source-verified plan dataReal plans, not surveysContinuously updated
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Healthcare Physicians Practitioners Employee Benefits Overview

Dental plan benchmarks from verified employer data

Live Data

Dental plans typically feature predictable costs and high employee participation rates, making them a staple of most benefit packages.

Our database includes 537 healthcare physicians practitioners employers offering 492 verified benefit plans. DPPO plans are the most common (88% of employers), followed by DMO (12%). Fully-Insured funding is the predominant model, used by 85% of industry employers. Most employers offer one plan to employees (55%).

Dental benchmarks cover preventive care coverage, basic and major service cost-sharing, and annual maximums.

537 employers492 verified plansUpdated September 2026

Plan Type Mix

% of employers offering each

LIVE
DPPO88%
DMO12%

Plan Funding

% of employers by funding

LIVE
Fully-Insured85%
Self-Insured13%
Level-Funded2%

Plans Offered

% of employers by plan count

LIVE
One Plan55%
Two Plans37%
Three or More Plans8%
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Healthcare Physicians Practitioners plan design & cost benchmarks

In-Network Cost Sharing — sample layout
In-Network Benefits
LimitedBalancedRobust
Your Plan
Individual Deductible
$27
$47
$72
$4752Bal
Family Deductible
$76
$150
$194
$15052Bal
Annual Maximum
$1,235
$1,871
$2,265
$1,87152Bal
Ortho Lifetime Maximum
$1,192
$1,456
$1,918
$1,45652Bal
Preventive Coverage
83%
89%
99%
89%52Bal
Basic Coverage
71%
76%
80%
76%52Bal
Major Coverage
50%
55%
59%
55%52Bal

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Real plan-design and cost benchmarks for healthcare physicians practitioners, with percentile rankings and exportable data.

What's inside the full report
In-Network Cost Sharing

Deductibles, copays, coinsurance & out-of-pocket maximums

Employee Contributions

Monthly employee premium contributions by tier

Gross Premium Rates

Total monthly premium costs by coverage tier

Percentile rankings (25th / 50th / 75th)
Benchmarked against verified plans
Exportable to PDF & CSV
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Our reports reveal exactly where your plan stands, and why. Preview using sample healthcare physicians practitioners data.

72
Balanced
Sample Report
Sample PPO Gold 1500
Blue Cross Blue Shield · PPO

This plan aligns well with common market practices. Benefits and costs are competitive, providing reliable value that meets typical employer offerings in your segment.

Based on 847 comparable plans
Core Scoring Drivers
In-Network Cost Sharing78Robust

Deductibles and copays rank above market median, offering strong value to employees.

Employee Contributions65Balanced

Contribution levels are competitive with peer employers in your industry.

Premium Rates71Balanced

Gross premiums align with market expectations for comparable coverage.

Plan Types
PPO
42%
HDHP
31%
HMO
18%
POS
9%

% of employers

Plans Offered
2 Plans
38%
3 Plans
29%
1 Plan
22%
4+ Plans
11%

% of employers

Funding Types
Fully Insured: 58%
Self-Funded: 34%
Level-Funded: 8%
Top Performers

Features in top 25% of peers

Individual Deductible82Robust
In-Network Cost Sharing
Primary Care Copay79Robust
In-Network Cost Sharing
Generic Rx Copay77Robust
Prescription Drugs
Individual OOP Max76Robust
In-Network Cost Sharing
Under Performers

Features in bottom 25% of peers

Family Premium18Low
Gross Premium Rates
EE+Spouse Contribution21Low
Employee Contributions
Specialist Copay24Low
In-Network Cost Sharing
Actionable Insight

Family Premium ranks in the 18th percentile. Adjusting employer contribution strategy could improve retention without significant cost increases.

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Healthcare Physicians Practitioners Benefits Landscape

Industry trends and benchmarking considerations

Physician practices and healthcare practitioner groups face distinct benefits challenges compared to hospital systems. Our data shows smaller practice sizes correlate with higher rates of fully-insured plans, while larger multi-specialty groups more often self-fund. Plan design choices in this sector balance attracting clinical talent with practice economics.

Key Trends

Fully-Insured Prevalence

Smaller practices in our database predominantly use fully-insured plans for cost predictability and administrative simplicity.

PPO Preference

Physician practices show strong preference for PPO plans, offering flexibility that clinical professionals expect.

Benchmarking Considerations

Practice size affects benefits patterns. Compare against similar-sized practices for meaningful benchmarks—a 10-physician group will show different patterns than a 200-provider multi-specialty practice.

Frequently Asked Questions

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Get detailed benchmarks, percentile breakdowns, and exportable data for healthcare physicians practitioners employers.

DPPO vs DMO Breakdowns
Coinsurance by Service Type
Out-of-Network Benefits
Preventive, Basic, Major, & Ortho
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